财产和意外伤害保险市场基于(主要地区、市场参与者、规模和份额)- 预测至 2031 年

  • Report Code : TIPRE00039059
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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Property and Casualty Insurance Market Growth and Size - 2031

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财产和伤亡保险市场规模和预测(2021 年和 2031 年)、全球和地区份额、趋势和增长机会分析:按产品类型(房主保险、汽车保险、公寓保险、房客保险、房东保险等) ;分销渠道(直接、代理、银行);和地理

 

财产和意外伤害保险市场规模和趋势

财产和意外伤害保险市场预计将增长从2023年的18000亿美元增加到2031年的28046.1亿美元;预计2023年至2031年复合年增长率将达到5.7%。资产保有量的增加是推动市场增长的根本动力。随着企业和个人积累车辆、房屋和贵重物品等各种资产,对普惠性保险的需求不断增加。资产所有权的增加强调了对可能的风险(包括自然灾害、事故和责任问题)进行强有力保护的要求。这种趋势凸显了财产和意外伤害保险行业在提供金融安全以及与不断扩大的金融投资组合方面的关键作用。市场对保护各种资产日益增长的需求做出动态响应,确保完全降低风险。

 

财产和意外伤害保险市场 分析

财产和意外伤害保险行业正在经历技术进步,以改善其服务和控制力,其中包括数字支付、移动银行和突破性金融技术的使用。这些财产和意外伤害保险市场趋势为意外和财产保险机构及其客户带来了更高的效率、可及性和便利性。财产和意外伤害保险市场越来越重视社会影响和可持续性。因此,财产和意外伤害保险组织正在逐步使其运营符合环境、社会和治理 (ESG) 准则。他们打算产生积极的社会变革,鼓励负责任的贷款做法,并确保其业务运营的长期可持续性。财产和伤亡保险的监管大纲正在不断发展,以适应不断变化的市场动态。监管和政府机构正在努力促进创新、金融稳定和消费者保护。这些监管变化旨在为财产和意外伤害保险组织的蓬勃发展创造一个有利的环境,同时保护客户的利益。

 

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财产和意外伤害保险行业概述

  • 市场的增长取决于多种因素,包括不确定的灾难性行动的增加、保险数字化保险和银行业的发展,以及政府对强制保险范围日益严格的监管。
  • 技术进步推动财产和意外伤害保险市场份额的增长,推动重要进程的发展。人工智能和数据分析提高了准确性、风险评估准确性和索赔有效性。远程信息处理允许基于使用情况的保险实践,根据实时数据调整保费。数字平台使客户互动现代化,使保险单更易于管理。采用技术不仅可以增强市场竞争力,还可以改变财产和意外伤害保险市场格局,开创一个以改善客户体验和高效风险管理实践为标志的新时代。
  • 财产和意外伤害保险公司是同时提供福利的企业作为针对个人或其财产的伤口、事故和损坏的责任保险。这些公司涵盖多种业务,涉及海上保险、汽车保险、专业责任保险和家庭保险。财产和意外伤害保险公司向消费者提供保险,概率高达特定的保险金额,可协商保险付款。

财产和意外伤害保险市场驱动力和机会

保险业数字化带动产险市场

  • 数字化导致保险业发生了巨大变化。保险公司正在为其客户提供高效、便捷、个性化的服务。保险科技企业利用先进技术提供根据客户偏好定制的先进保险服务和产品。这使客户能够轻松比较保险单并选择适合自己要求的保险单。
  • 保险公司可以使用创新工具来收集和分析大量数据。通过使用大数据分析和人工智能(AI),他们可以提供有针对性的个性化定价和政策以及风险管理。在线平台和移动应用程序的使用也改变了保险业务。客户可以通过电脑或智能手机轻松获得保险服务,这使得管理和购买保单的过程更加便捷。预计这些因素将在预测期内推动财产和意外伤害保险市场的增长。

财产和意外伤害保险市场报告细分分析

  • 根据产品类型,财产和意外伤害保险市场分为房主保险、汽车保险、公寓保险、房客保险、房东保险等。
  • 预计直接细分市场将在中国拥有大量财产和意外伤害保险市场2023年。保险企业对客户的偏好和需求有了更好的了解,这使得他们能够提供个性化服务。这有助于他们与客户建立牢固的关系并建立信任。预计这些因素将在预测期内推动直接业务部门的发展。

财产和伤亡保险市场区域分析

市场范围主要是分为五个地区——北美、欧洲、亚太、中东和非洲。非洲、南美洲。预计到 2022 年,北美将占据显着的财产和意外伤害保险市场份额。富裕且庞大的高收入群体的存在正在推动北美市场的增长。这产生了对保险产品的大量需求,特别是意外伤害和财产保险。先进技术的高水平采用和创新也推动了区域市场的增长。保险公司正在采用先进技术来开发新颖产品,以改善客户体验和运营效率。北美的治理环境也促进了该地区财产和意外伤害保险市场的增长。该地区的监管框架旨在保护消费者并确保保险公司之间公平的市场竞争。因此,监管机构与保险企业密切合作,以促进市场稳定、消费者保护和财务可靠性。这些因素将在预测期内推动北美地区市场的增长。

 

财产和伤亡保险市场报告范围< /p>

“财产及意外伤害保险市场分析”是根据产品类型、分销渠道和地域进行的。从产品类型来看,市场分为房主保险、汽车保险、公寓保险、房客保险、房东保险等。根据分销渠道,市场分为直接渠道、代理渠道和银行渠道。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲和南美洲。

 

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报告属性

详情

2023年市场规模

18000亿美元

2031 年市场规模

28,046.1 亿美元< /strong>

全球复合年增长率(2023-2031)

< p>5.7%

实际数据

2021年  2023年

预测时期

2024年  2031年

报告覆盖范围

市场规模和预测(美元)、市场驱动因素和;趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

涵盖的细分市场

按产品类型(房主保险、汽车保险、公寓保险、房客保险、房东保险、其他);分销渠道(直接、代理、银行);和地理

覆盖地区

北美、欧洲、亚太地区、南美洲、MEA

涵盖的国家/地区< /p>

美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本、澳大利亚;韩国;沙特阿拉伯;阿联酋;南非;巴西;阿根廷

市场领导者和主要公司简介

Allianz SE、American International Group Inc.、AXA Group、Berkshire Hathaway Inc.、Chubb Ltd.、CNA Financial Corp.、ICICI Bank Ltd.、Liberty Mutual Insurance Co.、HDFC General Insurance 和 Munich Reinsurance公司

 

     ;   财产和意外伤害保险市场新闻和最新动态

公司在财产和意外伤害保险市场上采取并购等无机和有机策略。下面列出了最近的一些关键市场发展:

 

  • 2023 年 11 月,Chubb 宣布推出一款迎合英国客户需求的新保险产品,该产品专门为媒体行业。媒体保险产品包括量身定制的保险范围,涵盖媒体责任、网络、财产、伤亡和法律费用。每个承保选项都是酌情决定的,允许客户根据个人喜好和需求灵活地修改他们的保险计划。

(来源:Chubb,公司网站)

 

  • 2023 年 7 月,Allianz Global Corporate &专业,与区域安联财产和商业保险部门合作;伤亡保险以统一名称“安联商业”开始运营。这个统一的业务实体作为单一的进入市场平台,为中型企业、大型企业和专业风险提供量身定制的包容性保险解决方案。

(来源:Allianz Global,公司网站)< /p>

 

  • 2022 年 2 月,Everbridge, Inc. 和 Brown &布朗展示了一款先进产品,这是同类产品中的第一个,旨在增强财产和意外伤害保险客户的能力。这一突破性的产品可以针对可能影响受保财产的事件提供主动高级警报。它不仅仅提供有关可采取哪些行动的建议,以最大限度地降低成本、减轻干扰并解决对人身安全的潜在威胁。

(来源:Everbridge, Inc.,公司网站)

 

财产和伤亡保险市场报告覆盖范围和范围可交付成果

市场报告《财产和意外伤害保险市场规模及预测(2021年-2031年)》提供了对以下领域市场的详细分析-

  • 市场规模&对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 主要未来趋势。
  • 详细的 PEST 和分析SWOT 分析
  • 全球和区域市场分析,涵盖主要市场趋势、关键参与者、法规和近期市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者和近期发展。
  • 详细的公司简介。
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the driving factors impacting the global property and casualty insurance market?

Digitization of the insurance industry and increased asset ownership are the major factors that propel the global property and casualty insurance market.

What is the estimated market size for the global property and casualty insurance market in 2023?

The global property and casualty insurance market was estimated to be US$ 1,800.00 billion in 2023, and it is expected to expand at a CAGR of 5.7% from 2023 to 2031.

What are the future trends of the global property and casualty insurance market?

Technological innovations in the market are anticipated to play a significant role in the global property and casualty insurance market in the coming years.

Which are the key players holding the major market share of the property and casualty insurance market?

The key players holding majority shares in the global property and casualty insurance market are Allianz SE ; American International Group Inc.; AXA Group; Berkshire Hathaway Inc.; Chubb Ltd.

What will be the market size for the global property and casualty insurance market by 2031?

The global property and casualty insurance market is expected to reach US$ 2,804.61 million by 2031.

  • Allianz SE
  • American International Group Inc.
  • AXA Group
  • Berkshire Hathaway Inc.
  • Chubb Ltd.
  • CNA Financial Corp.
  • ICICI Bank Ltd.
  • Liberty Mutual Insurance Co.
  • HDFC General Insurance
  • Munich Reinsurance Co.

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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