Dental Insurance Market Growth and Analysis by 2031

Historic Data: 2021-2023   |   Base Year: 2023   |   Forecast Period: 2023-2031

Dental Insurance Market Size and Forecast (2021-2031), Global and Regional Share, Trends, and Growth Opportunity Analysis: Coverage (Dental Health Maintenance Organizations (DHMO), Dental Preferred Provider Organizations (DPPO), Dental Indemnity Plans (DIP), Dental Exclusive Provider Organizations (DEPO), and Dental Point of Service (DPS)); by Procedure (Preventive, Major, and Basic); by End-Users (Individuals and Corporates); and Geography

  • Report Date : Aug 2025
  • Report Code : TIPRE00039072
  • Category : Banking, Financial Services, and Insurance
  • Status : Data Released
  • Available Report Formats : pdf-format excel-format
  • No. of Pages : 150

The dental insurance market size is expected to grow from US$ 172.51 billion in 2023 to US$ 364.45 billion by 2031; it is anticipated to expand at a CAGR of 9.8% from 2023 to 2031. The dental insurance industry is continuously expanding, owing to increased awareness of oral health and rising dental care expenditures. As people seek full coverage for preventive, diagnostic, and treatment services, the need for dental insurance policies grows. Furthermore, governmental initiatives mandating dental coverage, together with employer-sponsored insurance packages, drive market growth. Technological improvements, such as tele-dentistry, are also influencing the market by giving easy access to dental treatments. With an emphasis on preventative care and affordability, the dental insurance industry is expected to continue to grow, providing opportunities for insurers to innovate and satisfy changing customer expectations.

Dental Insurance Market Analysis

The dental insurance market forecast is estimated on the basis of various secondary and primary research findings, such as key company publications, association data, and databases. Economic growth, an expanding middle class, innovation, and regulatory assistance are propelling the insurance business forward. The revenue of the global dental insurance market is a function of the economic conditions of developed and developing economies. There has been a rise in awareness about oral hygiene in these economies. According to the World Health Organization (WHO), periodontal disease affects around 3.5 billion individuals, with cavities in permanent teeth being the most frequent. Dental caries in primary teeth (milk teeth) are also common in children, impacting around 530 million children worldwide. This is one of the major factors driving the dental insurance market growth globally.

Dental Insurance

Industry Overview

  • Dental care costs are on the rise. According to a survey by the Agency for Healthcare Research and Quality, the cost of dental care for a single individual increased 23% when adjusted for inflation between 1996 and 2015. According to the U.S. Bureau of Labor Statistics consumer price index, dental costs rose 5.4% between October 2021 and October 2022. This is pushing young consumers and employers to buy dental insurance as risk management related to oral healthcare
  • Governments across many countries are undertaking initiatives to improve the accessibility to healthcare, including dental care. For instance, the Federal Employees Dental and Vision Program (FEDVIP) offers supplementary dental and vision insurance coverage. The FEDVIP is a separate program from the Federal Employee Health Benefits (FEHB) Program.
  • Dental plans provide an extensive range of services. The 100% Santé program allows patients in the French healthcare system with top-up insurance to get for free a limited variety of dental prostheses (implants, crowns, bridges, dentures, etc.), hearing aids, and prescription glasses. Such factors are driving the dental insurance market growth. Moreover, the integration of AI and ML technologies in Insurtech platforms is providing future dental insurance market trends.

Strategic Insights

Dental Insurance Market Driver

Convergence of health and dental insurance to Drive the Dental Insurance Market

  • In the current market the health insurance providers are keen on converging the health and dental insurance services. For instance, according to a 2020 report by West Monroe, the amount of health insurers selling dental insurance policies has increased from 68% in 2018 to 80% in 2020, while the percentage offering adult dental coverage has more than doubled to 48%, indicating an accelerating shift toward convergence.
  • To compete and attract new clients, dental insurers are integrating their systems with a multichannel technology environment that is user-friendly, accessible, and mobile. This is increasing competition in the market and enabling dental insurance products to be more customer-centric and affordable. This drives the adoption of dental insurance across the market.

Dental Insurance

Market Report Segmentation Analysis

  • Based on coverage, the dental insurance market is segmented into dental health maintenance organizations (DHMO), dental preferred provider organizations (dppo), dental Indemnity plans (DIP), dental exclusive provider organizations (DEPO), and dental point of service (DPS)).
  • The dental health maintenance organizations (DHMO) segment is expected to hold a substantial dental insurance market share in 2023.
  • Dental DHMO is a sort of dental health insurance. DHMO is prepaid dental insurance that aims to reduce dental expenses. Dental DHMOs provide in-network dentists, allowing you to choose any dentist in your insurance network for a variety of dental services.

Dental Insurance

Market Share Analysis by Geography

The scope of the Dental Insurance market report is primarily divided into five regions - North America, Europe, Asia Pacific, Middle East & Africa, and South America. Asia Pacific (APAC) is experiencing rapid growth and is anticipated to hold a significant dental insurance market share. The region's significant economic development, growing population, and increasing focus on risk management and insurance have contributed to this growth. APAC is home to many developing countries like India and China, driving the growth of the market.

Dental Insurance

Market Report Scope

The "Dental Insurance Market Analysis" was carried out based on coverage, procedure, end user, and geography. In terms of coverage, the market is segmented into dental health maintenance organizations (DHMO), dental preferred provider organizations (DPPO), dental Indemnity plans (DIP), dental exclusive provider organizations (DEPO), and dental point of service (DPS). Based on procedure, the market is segmented into preventive, major, and basic. Based on end users, the Dental Insurance market is segmented into individuals and corporates. Based on geography, the market is segmented into North America, Europe, Asia Pacific, the Middle East & Africa, and South America.

Dental Insurance

Market News and Recent Developments

Companies adopt inorganic and organic strategies such as mergers and acquisitions in the dental insurance market. A few recent key market developments are listed below:

 

  • In August 2023, Cigna Healthcare revealed that dental patients can now use their smartphones to scan for potential oral health issues, including cavities and gum disease. The free screenings, enabled by SmartScan, seek to inspire millions of individuals who are anxious about dental visits to learn more about their oral health from the comfort of their own homes.

[Source: Cigna Healthcare, Company Website]

  • In August 2023, Cigna announced the launch of a new, free technology that will allow up to 16.5 million of its customers to use their cellphones to check for oral health issues, such as cavities and gum disease. The free screenings, enabled by SmartScan, are designed to assist people who are anxious about dental visits to learn more about their oral health.

[Source: Cigna Healthcare, Company Website]

  • In May 2022, PNB MetLife India Insurance Co Ltd established a dental care plan, India's first insurance plan to cover fixed-benefit outpatient fees as well as financial aid with overall oral health costs.

[Source: PNB MetLife India Insurance Co Ltd, Company Website]

Dental Insurance

Market Report Coverage & Deliverables

The market report "Dental Insurance Market Size and Forecast (2021–2031)" provides a detailed analysis of the market covering below areas-

  • Market size & forecast at global, regional, and country levels for all the key market segments covered under the scope.
  • Market dynamics such as drivers, restraints, and key opportunities.
  • Key future trends.
  • Detailed PEST & SWOT analysis
  • Global and regional market analysis covering key market trends, key players, regulations, and recent market developments.
  • Industry landscape and competition analysis covering market concentration, heat map analysis, key players, and recent developments.
  • Detailed company profiles.

Dental Insurance Report Scope

Report Attribute Details
Market size in 2023 US$ 172.51 Billion
Market Size by 2031 US$ 364.45 Billion
Global CAGR (2023 - 2031) 9.8%
Historical Data 2021-2023
Forecast period 2023-2031
Segments Covered By End-Users
  • Individuals and Corporates
Regions and Countries Covered North America
  • US
  • Canada
  • Mexico
Europe
  • UK
  • Germany
  • France
  • Russia
  • Italy
  • Rest of Europe
Asia-Pacific
  • China
  • India
  • Japan
  • Australia
  • Rest of Asia-Pacific
South and Central America
  • Brazil
  • Argentina
  • Rest of South and Central America
Middle East and Africa
  • South Africa
  • Saudi Arabia
  • UAE
  • Rest of Middle East and Africa
Market leaders and key company profiles
  • Aetna
  • AFLAC Inc
  • Allianz
  • AXA
  • Cigna
  • HDFC Ergo Health Insurance Limited
  • United Concordia
  • Metlife
  • Delta Dental Plans Association

  • Frequently Asked Questions

    Which are the key players holding the major market share of the dental insurance market?

    The key players holding majority shares in the global dental insurance market are Aetna; AFLAC Inc; Allianz; AXA; Cigna; HDFC Ergo Health Insurance Limited; United Concordia; and Metlife

    What will be the market size of the global dental insurance market by 2031?

    The global dental insurance market is expected to reach US$ 364.45 billion by 2031.

    What is the estimated market size for the global dental insurance market in 2023?

    The global dental insurance market was estimated to be US$ 172.51 billion in 2023 and is expected to grow at a CAGR of 9.8% during the forecast period 2023 - 2031.

    What are the future trends of the global dental insurance market?

    Developments in tele-dentistry are impacting dental insurance, which is anticipated to play a significant role in the global dental insurance market in the coming years.

    What are the driving factors impacting the global dental insurance market?

    The convergence of health and dental insurance, rising oral health awareness, and rising dental care costs are the major factors that propel the global dental insurance market.

    Ankita Mittal
    Ankita Mittal
    Manager,
    Market Research & Consulting

    Ankita is a dynamic market research and consulting professional with over 8 years of experience across the technology, media, ICT, and electronics & semiconductor sectors. She has successfully led and delivered 100+ consulting and research assignments for global clients such as Microsoft, Oracle, NEC Corporation, SAP, KPMG, and Expeditors International. Her core competencies include market assessment, data analysis, forecasting, strategy formulation, competitive intelligence, and report writing.

    Ankita is adept at handling complete project cycles—from pre-sales proposal design and client discussions to post-sales delivery of actionable insights. She is skilled in managing cross-functional teams, structuring complex research modules, and aligning solutions with client-specific business goals. Her excellent communication, leadership, and presentation abilities have enabled her to consistently deliver value-driven outcomes in fast-paced and evolving market environments.

    • Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
    • PEST and SWOT Analysis
    • Market Size Value / Volume - Global, Regional, Country
    • Industry and Competitive Landscape
    • Excel Dataset

    Testimonials

    user

    I wish to appreciate your support and the professionalism you displayed in the course of attending to my request for information regarding to infectious disease IVD market in Nigeria. I appreciate your patience, your guidance, and the fact that you were willing to offer a discount, which eventually made it possible for us to close a deal. I look forward to engaging The Insight Partners in the future, all thanks to the impression you have created in me as a result of this first encounter.

    DR CHIJIOKE ONYIA, MANAGING DIRECTOR, PineCrest Healthcare Ltd.
    user

    The Insight Partners delivered insightful, well-structured market research with strong domain expertise. Their team was professional and responsive throughout. The user-friendly website made accessing industry reports seamless. We highly recommend them for reliable, high-quality research services

    Yukihiko Adachi CEO, Deep Blue, LLC.

    Reason to Buy

    • Informed Decision-Making
    • Understanding Market Dynamics
    • Competitive Analysis
    • Customer Insights
    • Market Forecasts
    • Risk Mitigation
    • Strategic Planning
    • Investment Justification
    • Identifying Emerging Markets
    • Enhancing Marketing Strategies
    • Boosting Operational Efficiency
    • Tracking Industry Innovations
    • Aligning with Regulatory Trends
    Your Key Concerns Addressed - Question & Answer
    Can I view a sample of the report before purchasing?

    Yes! We provide a free sample of the report, which includes Report Scope (Table of Contents), report structure, and selected insights to help you assess the value of the full report. Please click on the "Download Sample" button or contact us to receive your copy.

    Is analyst support included with the purchase?

    Absolutely — analyst assistance is part of the package. You can connect with our analyst post-purchase to clarify report insights, methodology or discuss how the findings apply to your business needs.

    What are the next steps once I place an order?

    Once your order is successfully placed, you will receive a confirmation email along with your invoice.

    • For published reports: You’ll receive access to the report within 4–6 working hours via a secured email sent to your email.
    • For upcoming reports: Your order will be recorded as a pre-booking. Our team will share the estimated release date and keep you informed of any updates. As soon as the report is published, it will be delivered to your registered email.

    Can the report be tailored to suit my specific needs?

    We offer customization options to align the report with your specific objectives. Whether you need deeper insights into a particular region, industry segment, competitor analysis, or data cut, our research team can tailor the report accordingly. Please share your requirements with us, and we’ll be happy to provide a customized proposal or scope.

    In what format is the report delivered?

    The report is available in either PDF format or as an Excel dataset, depending on the license you choose.

    The PDF version provides the full analysis and visuals in a ready-to-read format. The Excel dataset includes all underlying data tables for easy manipulation and further analysis.
    Please review the license options at checkout or contact us to confirm which formats are included with your purchase.

    How secure is the payment process on your platform?

    Our payment process is fully secure and PCI-DSS compliant.

    We use trusted and encrypted payment gateways to ensure that all transactions are protected with industry-standard SSL encryption. Your payment details are never stored on our servers and are handled securely by certified third-party processors.
    You can make your purchase with confidence, knowing your personal and financial information is safe with us.

    Do you provide special pricing for buying multiple reports?

    Yes, we do offer special pricing for bulk purchases.
    If you're interested in purchasing multiple reports, we’re happy to provide a customized bundle offer or volume-based discount tailored to your needs. Please contact our sales team with the list of reports you’re considering, and we’ll share a personalized quote.

    Can I connect with your team to discuss the report before buying?

    Yes, absolutely.
    Our team is available to help you make an informed decision. Whether you have questions about the report’s scope, methodology, customization options, or which license suits you best, we’re here to assist. Please reach out to us at sales@theinsightpartners.com, and one of our representatives will get in touch promptly.

    Will I get a billing invoice upon purchase?

    Yes, a billing invoice will be automatically generated and sent to your registered email upon successful completion of your purchase.
    If you need the invoice in a specific format or require additional details (such as company name, GST, or VAT information), feel free to contact us, and we’ll be happy to assist.

    Is there support available if I can’t access my report?

    Yes, certainly.
    If you encounter any difficulties accessing or receiving your report, our support team is ready to assist you. Simply reach out to us via email or live chat with your order information, and we’ll ensure the issue is resolved quickly so you can access your report without interruption.

    Our Clients
    • Aetna
    • AFLAC Inc
    • Allianz
    • AXA
    • Cigna
    • HDFC Ergo Health Insurance Limited
    • United Concordia
    • Metlife
    • Delta Dental Plans Association
    • United Health Care Services Inc.
    Sales Assistance
    US: +1-646-491-9876
    UK: +44-20-8125-4005
    Email: sales@theinsightpartners.com
    Chat with us
    DUNS Logo
    87-673-9708
    ISO Certified Logo
    ISO 9001:2015
    ISO Certified Logo