Mercado de seguros de automóviles: mapeo competitivo y perspectivas estratégicas para 2030

  • Report Code : TIPRE00039055
  • Category : Banking, Financial Services, and Insurance
  • Status : Data Released
  • No. of Pages : 150
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Tamaño y tendencias del mercado de seguros de automóviles

Se espera que el tamaño del mercado de seguros de automóviles crezca de 848,71 mil millones de dólares en 2023 a 1.678.740 millones de dólares para 2031; se prevé que se expandirá a una tasa compuesta anual del 8,9 % de 2023 a 2031. Factores como el aumento de la propiedad de automóviles y el aumento de las ventas de automóviles están impulsando el crecimiento del mercado de seguros de automóviles.

Análisis del mercado de seguros de automóviles

Se espera que el mercado de seguros de automóviles experimente un crecimiento significativo debido a la adopción de tecnologías avanzadas como la telemática y la inteligencia artificial. Se espera que la tecnología telemática, que implica el uso de dispositivos para monitorear el comportamiento de conducción, desempeñe un papel crucial en las ofertas de seguros personalizadas y la evaluación de riesgos. Los algoritmos de inteligencia artificial y aprendizaje automático pueden ayudar a las aseguradoras a automatizar el procesamiento de reclamaciones, la detección de fraude y el servicio al cliente, lo que mejora la eficiencia y la experiencia del cliente. Las aseguradoras se centran cada vez más en mejorar la experiencia del cliente proporcionando servicios digitales fluidos y ofertas personalizadas. El auge de las nuevas empresas de Insurtech y las asociaciones entre aseguradoras tradicionales y empresas de tecnología están impulsando la innovación en la industria. Se espera que un área clave de atención sea la mejora de la participación del cliente a través de aplicaciones móviles, el procesamiento de reclamos en línea y la atención al cliente 24 horas al día, 7 días a la semana.

Descripción general del mercado de seguros de automóviles

  • El seguro de automóvil, también conocido como seguro de vehículos o seguro de automóvil, es un tipo de póliza de seguro que brinda cobertura para vehículos de motor como automóviles, motocicletas, camiones. y vehículos comerciales. Es una política obligatoria en muchos países para proteger al público en general de cualquier accidente que pueda ocurrir en la carretera.
  • El seguro basado en el uso (UBI) está ganando popularidad, lo que permite a las aseguradoras ofrecer primas personalizadas basadas en el comportamiento de conducción individual. UBI utiliza datos telemáticos para rastrear factores como el kilometraje, la velocidad y los patrones de conducción, lo que permite a las aseguradoras ofrecer descuentos a conductores seguros. Estas tendencias del mercado de seguros de automóviles brindan a las aseguradoras la oportunidad de atraer clientes ofreciendo planes de seguro flexibles y personalizados.
  • La creciente adopción de (EV) presenta nuevas oportunidades y desafíos para la industria de seguros de automóviles. Las aseguradoras deberán desarrollar productos de seguros especializados y modelos de evaluación de riesgos para los vehículos eléctricos, considerando factores como la duración de la batería, la infraestructura de carga y los costos de reparación. Este cambio hacia los vehículos eléctricos abre vías para que las aseguradoras ofrezcan opciones de cobertura innovadoras y atraigan a clientes conscientes del medio ambiente.

Perspectivas estratégicas

Impulsores y oportunidades del mercado de seguros de automóviles

El creciente número de accidentes impulsará el mercado de seguros de automóvilesDetalles

Tamaño del mercado en 2023

USD 848,71 mil millones

Tamaño del mercado en 2031< /p>

USD 1678,74 mil millones

CAGR global ( 2023-2031)

8,9%

Datos reales

2021-2023

Período de previsión

2024—2031

Cobertura del informe

Tamaño del mercado y pronósticos (US$), impulsores del mercado y capacidad de crecimiento. Análisis de tendencias, análisis PEST, oportunidades clave, regionales y regionales. análisis de países, panorama competitivo, perfiles de empresas

Segmentos cubiertos

Coberturas (Cobertura de Responsabilidad Civil, Cobertura de Colisión, Seguro Todo Riesgo y Otros); Tipo de vehículo (turismos, vehículos comerciales ligeros y vehículos comerciales pesados); Solicitud (Seguro de automóviles personales y seguro de automóviles comerciales); y geografía.

regiones cubiertas

América del Norte; Europa; Asia Pacífico; Sudamerica; y Oriente Medio y África

Países cubiertos

Estados Unidos; Canadá; México; REINO UNIDO; Alemania; Francia, Rusia, Italia; Porcelana; India; Japón; Australia; Corea del Sur; Brasil; Argentina; Arabia Saudita; Emiratos Árabes Unidos; Sudáfrica

Líderes del mercado y perfiles de empresas clave

Admiral Group plc; Alianza; Compañía de seguros Allstate; GEICO; ICICI Lombardo; Seguro Mutual Libertad; Compañías Generales Permanentes, Inc.; Compañía de seguros contra accidentes progresiva; Compañía de seguros de automóviles State Farm Mutual; y Tokio Marine Holdings, Inc.

Motor Noticias del mercado de seguros y desarrollos recientes

Las empresas adoptan estrategias inorgánicas y orgánicas como fusiones y adquisiciones en el mercado. El pronóstico del mercado de seguros de automóviles se estima en función de varios hallazgos de investigación primaria y secundaria, como publicaciones clave de la empresa, datos de asociaciones y bases de datos.Se enumeran algunos desarrollos clave recientes del mercado. a continuación:

  • En marzo de 2024, State Farm, una de las aseguradoras más grandes, experimentó importantes pérdidas financieras en 2023 después de retirarse del mercado de propietarios de viviendas de California. A pesar de un aumento en el número de pólizas para sus compañías de seguros de propiedad y accidentes, State Farm experimentó pérdidas técnicas debido a la alta gravedad de los reclamos y eventos catastróficos significativos que impactaron tanto a los sectores de seguros de automóviles como de propietarios de viviendas.

[Fuente: State Farm, sitio web de la empresa]

Cobertura y cobertura del informe de mercado de seguros de automóviles. Entregables

El informe de mercado sobre "Tamaño y pronóstico del mercado de seguros de automóviles (2021-2031)" proporciona un análisis detallado del mercado que cubre las siguientes áreas: -

  • Tamaño del mercado y capacidad de mercado. pronóstico a nivel global, regional y nacional para todos los segmentos clave del mercado cubiertos bajo el alcance.
  • Dinámica del mercado, como impulsores, restricciones y oportunidades clave.
  • Tendencias futuras clave.
  • PEST y análisis detallados. Análisis FODA
  • Análisis de mercado global y regional que cubre tendencias clave del mercado, actores clave, regulaciones y desarrollos recientes del mercado.
  • Análisis del panorama industrial y de la competencia que cubre la concentración del mercado , análisis de mapas de calor, actores clave y desarrollos recientes.
  • Perfiles detallados de la empresa.
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


Which are the key players holding the major market share of the motor insurance market?

The key players holding majority shares in the market are Admiral Group plc; Allianz; Allstate Insurance Company; GEICO; and ICICI Lombard.

What will be the market size for the motor insurance market by 2031?

The market is expected to reach US$ 1678.74 billion by 2031.

What is the estimated market size for the motor insurance market in 2023?

The market was estimated to be US$ 848.71 billion in 2023 and is expected to grow at a CAGR of 8.9% during the forecast period 2023 - 2031.

What are the future trends of the motor insurance market?

Integration of telematics and AI technologies is anticipated to play a significant role in the market in the coming years.

What are the driving factors impacting the motor insurance market?

The rising number of accidents and increasing motor ownership are the major factors that propel the market.

  • Admiral Group plc
  • Allianz
  • Allstate Insurance Company
  • GEICO
  • ICICI Lombard
  • Liberty Mutual Insurance
  • Permanent General Companies, Inc.
  • Progressive Casualty Insurance Company
  • State Farm Mutual Automobile Insurance Company
  • Tokio Marine Holdings, Inc.

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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