Rapporto sull’analisi delle dimensioni e delle quote del mercato delle assicurazioni automobilistiche | Previsioni 2030

  • Report Code : TIPRE00039055
  • Category : Banking, Financial Services, and Insurance
  • Status : Data Released
  • No. of Pages : 150
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Dimensioni e tendenze del mercato delle assicurazioni automobilistiche

Si prevede che le dimensioni del mercato delle assicurazioni automobilistiche cresceranno da 848,71 miliardi di dollari nel 2023 a 1.678,74 miliardi di dollari entro il 2031; si prevede che si espanderà a un CAGR dell'8,9% dal 2023 al 2031. Fattori come l'aumento della proprietà di automobili e l'aumento delle vendite di automobili stanno guidando la crescita del mercato delle assicurazioni auto.

Analisi del mercato dell'assicurazione auto

Si prevede che il mercato dell'assicurazione auto registrerà una crescita significativa grazie all'adozione di tecnologie avanzate come la telematica e l'intelligenza artificiale. Si prevede che la tecnologia telematica, che prevede l’uso di dispositivi per monitorare il comportamento di guida, svolgerà un ruolo cruciale nelle offerte assicurative personalizzate e nella valutazione del rischio. Gli algoritmi di intelligenza artificiale e apprendimento automatico possono aiutare gli assicuratori ad automatizzare l’elaborazione dei sinistri, il rilevamento delle frodi e il servizio clienti, migliorando l’efficienza e l’esperienza del cliente. Gli assicuratori si concentrano sempre più sul miglioramento dell’esperienza del cliente fornendo servizi digitali ininterrotti e offerte personalizzate. L’aumento delle startup Insurtech e le partnership tra assicuratori tradizionali e aziende tecnologiche stanno guidando l’innovazione nel settore. Si prevede che un maggiore coinvolgimento dei clienti attraverso app mobili, elaborazione dei sinistri online e assistenza clienti 24 ore su 24, 7 giorni su 7 costituirà un'area chiave di interesse.

Panoramica del mercato delle assicurazioni automobilistiche

  • L'assicurazione automobilistica, nota anche come assicurazione automobilistica o assicurazione auto, è un tipo di polizza assicurativa che fornisce copertura per veicoli a motore come automobili, motociclette, camion e veicoli commerciali. In molti paesi è una politica obbligatoria quella di proteggere il pubblico in generale da eventuali incidenti che potrebbero verificarsi sulla strada.
  • L'assicurazione basata sull'utilizzo (UBI) sta guadagnando popolarità, consentendo agli assicuratori di offrire premi personalizzati in base al comportamento di guida individuale. UBI utilizza i dati telematici per tenere traccia di fattori quali chilometraggio, velocità e modelli di guida, consentendo agli assicuratori di offrire sconti agli automobilisti sicuri. Queste tendenze del mercato delle assicurazioni auto offrono agli assicuratori l’opportunità di attirare clienti offrendo piani assicurativi flessibili e personalizzati.
  • La crescente adozione dei (veicoli elettrici) presenta nuove opportunità e sfide per il settore delle assicurazioni automobilistiche. Gli assicuratori dovranno sviluppare prodotti assicurativi specializzati e modelli di valutazione del rischio per i veicoli elettrici, considerando fattori quali la durata della batteria, l’infrastruttura di ricarica e i costi di riparazione. Questo passaggio ai veicoli elettrici apre nuove strade agli assicuratori per fornire opzioni di copertura innovative e attirare clienti attenti all'ambiente.

Approfondimenti strategici

Driver e opportunità del mercato delle assicurazioni automobilistiche

Un numero crescente di incidenti spingerà il mercato delle assicurazioni automobilistiche

Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What will be the market size for the motor insurance market by 2031?

The market is expected to reach US$ 1678.74 billion by 2031.

Which are the key players holding the major market share of the motor insurance market?

The key players holding majority shares in the market are Admiral Group plc; Allianz; Allstate Insurance Company; GEICO; and ICICI Lombard.

What are the future trends of the motor insurance market?

Integration of telematics and AI technologies is anticipated to play a significant role in the market in the coming years.

What are the driving factors impacting the motor insurance market?

The rising number of accidents and increasing motor ownership are the major factors that propel the market.

What is the estimated market size for the motor insurance market in 2023?

The market was estimated to be US$ 848.71 billion in 2023 and is expected to grow at a CAGR of 8.9% during the forecast period 2023 - 2031.

  • Admiral Group plc
  • Allianz
  • Allstate Insurance Company
  • GEICO
  • ICICI Lombard
  • Liberty Mutual Insurance
  • Permanent General Companies, Inc.
  • Progressive Casualty Insurance Company
  • State Farm Mutual Automobile Insurance Company
  • Tokio Marine Holdings, Inc.

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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