Mercado de Fianzas: Mapeo Competitivo y Perspectivas Estratégicas 2031

  • Report Code : TIPRE00002849
  • Category : Technology, Media and Telecommunications
  • Status : Published
  • No. of Pages : 134
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El mercado de fianzas fue valorado en 16.070 millones de dólares en 2019 y se prevé que alcance los 25.180 millones de dólares en 2027; se espera que crezca a una tasa compuesta anual del 6,4% entre 2020 y 2027.

El mercado mundial de fianzas abarca un número sustancial de actores del mercado que operan en él, lo que resulta en una Mercado global fragmentado. Sin embargo, el mercado de fianzas incluye un número seleccionado de actores destacados del mercado, como The Travelers Indemnity Company, Liberty Mutual Insurance Company, The Hartford, Chubb y CNA Financial Corporation, con una considerable base de clientes y una sólida posición en el mercado. En la actualidad, el mercado mundial de fianzas está dominado por las regiones desarrolladas, como América del Norte y Europa, y representan en conjunto más del 75% del mercado mundial de fianzas. Factores como el envejecimiento de la infraestructura en los países desarrollados, la necesidad de una inversión masiva en restauración y la aceptación de los modelos P3 están contribuyendo a una importante consolidación de la cuota de mercado de las empresas del mercado de fianzas en América del Norte y Europa. Sin embargo, se prevé que el mercado de fianzas en América del Sur gane una tracción significativa y se espera que sea testigo de la tasa de crecimiento más atractiva durante el período de pronóstico.

Impacto de la pandemia de COVID-19 en el mercado de fianzas

La industria de la construcción en todo el mundo estaba experimentando un crecimiento significativo antes de la aparición de COVID-19 a finales de 2019. El brote de COVID-19 ha llevado a Los actores del sector de la construcción suspendieron temporalmente sus respectivos proyectos. Debido al impacto sin precedentes de COVID-19 y la incertidumbre en las condiciones económicas de los países desarrollados y en desarrollo, se espera que la industria de la construcción sea testigo de un crecimiento más lento hasta 2021. Atribuyéndose al hecho de que el mercado de fianzas está fuertemente impulsado por la industria de la construcción, una desaceleración en el crecimiento de la industria de la construcción está reflejando la caída del mercado de fianzas a nivel mundial.

regiones lucrativas para el mercado de fianzas


Perspectivas del mercado de fianzas

Creciente necesidad de soluciones de seguros innovadoras para ofrecer oportunidades prósperas al mercado de fianzas

Existe Es un requisito importante para los seguros de construcción innovadores en mercados de alto crecimiento como China, ya que se prevé que la Iniciativa One Belt One Road ofrezca oportunidades de crecimiento al mercado de fianzas. En 2013, el presidente de China lanzó la Iniciativa Un Cinturón, Una Ruta como directiva de política exterior. La decidida estrategia de inversión tiene como objetivo fomentar el crecimiento económico chino y mundial. Considerado como un “megaproyecto de infraestructura”, La iniciativa se centra en atraer inversiones principalmente en los sectores de transporte y energía, que incluyen carreteras, puentes, ferrocarriles, puertos y redes eléctricas. Se espera que los seguros comerciales observen el consiguiente progreso en los ingresos por primas relacionadas con proyectos en el mercado de seguros mundial de más rápido crecimiento. Según Swiss Re, los proyectos en curso ya han generado alrededor de 7 millones de dólares en primas comerciales. Además, se podría generar una prima adicional esperada de 27 mil millones de dólares para financiar futuras inversiones que conduzcan a la finalización de los proyectos programados para 2030. Teniendo en cuenta estos factores, se prevé que el mercado de fianzas se beneficiará de la iniciativa One Belt, One Road. /p>

Perspectivas del mercado basadas en el tipo de bono

Las partes principales obtienen bonos de garantía para proteger a terceros del incumplimiento de sus obligaciones contractuales. Hay cuatro tipos principales de fianzas que sirven para diferentes propósitos, a saber: fianza de contrato, fianza de garantía comercial, fianza de fidelidad y fianza de garantía judicial. Las fianzas más comunes son las fianzas comerciales y contractuales que tienen como objetivo proteger los intereses públicos y privados. Las fianzas judiciales y de fidelidad protegen contra litigios y robos. Las fianzas de todo tipo cuestan una prima basada en el desempeño de la empresa y la puntuación crediticia del propietario de la empresa, que oscila entre el 1% y el 15% del valor de la fianza.

Mercado de fianzas, por tipo de bono– 2019 y 2027


Perspectivas estratégicas

Los actores del mercado de fianzas se centran en estrategias como fusiones, adquisiciones y expansión a nuevas geografías para mantener sus posiciones en el mercado. A continuación se enumeran algunos desarrollos de actores clave:

En 2019, Liberty Mutual Insurance Company celebró un acuerdo para adquirir las operaciones globales de garantía y reaseguro de crédito de AmTrust Financial Services. incluyendo AmTrust Surety, AmTrust Insurance Spain, Nationale Borg y Nationale Borg Reinsurance. La compañía cree que esta adquisición fortalece su experiencia global en garantías, reaseguros, liderazgo de mercado y alcance geográfico.

En 2018, CNA Financial Corporation abrió su nueva sede global en Chicago. ; esta reubicación tenía como objetivo ayudar a los empleados a conectar todo lo que CNA tiene para ofrecer a sus clientes.

En 2018, American Financial Group anunció la celebración de un acuerdo para adquirir ABA Insurance Services. Inc. por aproximadamente US$ 28 millones. Esta adquisición tiene como objetivo fortalecer la posición de la compañía en el mercado de fianzas

Surety Market – Fianzas. por tipo de fianza

  • Fianza de contrato
  • Fianza comercial
  • Fianza judicial
  • Fianza de fidelidad

Mercado de Fianzas– por Geografía

  • América del Norte
    • Estados Unidos
    • Canadá
    • México
  • < li>Europa
    • Francia
    • Alemania
    • Italia
    • Reino Unido
    • España
    • Resto de Europa
  • Asia Pacífico (APAC)
    • China
    • India
    • Corea del Sur
    • Japón
    • Australia
    • Resto de APAC
  • Medio Oriente y Asia África (MEA)
    • Sudáfrica
    • Arabia Saudita
    • EAU
    • Resto de MEA
  • América del Sur (SAM)
    • Brasil
    • Resto de SAM

 

Perfiles de empresas

  • Crum & Forster
  • CNA Financial Corporation
  • American Financial Group, Inc.
  • The Travelers Indemnity Company
  • Liberty Mutual Insurance Company
  • The Hartford
  • HCC Insurance Holdings Inc.
  • Chubb
  • AmTrust Financial Services
  • IFIC Security Group
  • < /ul>
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


Which bond type led the surety market?

Contractbonds protects the owners in case a contractor backs out after winning a bid after the contractor wins a bid accepts to work on the project bid bond is replaced by a performance bond. The erformance surety bond protects the owner if the work done by the contractor is not according to the terms in the contract. The contract bond captures a significant share of the surety market and is growing continuously due to rapid increase in construction activities in various regions like APAC, Europe, and MEA. The contract surety bonds are replacing other guarantee methods like bank guarantees and pay on demand services.

Which region led the surety market in 2019?

The surety market penetration rates in North America region is higher than any other markets across the globe. This is attributed to most of U.S. State governments’ laws that mandate surety bonds. Both the U.S. and Canada surety markets are ruled by insurers, and banks play only a minor role.

Which factor is driving the surety market?

Ageing power generation and distribution infrastructure are becoming a key biggest challenges for utilities in developed countries. For instance, in the U.S., the power grid is believed to be valued an estimated US $876 Bn, renovating infrastructure would cost hundreds of US$ Bn, as per the U.S Department of Energy. Furthermore, certain countries in the European region are citing the same issues.Upgrading generation, as well as transmission facilities in these countries, would draw significant investments hence, the Surety market is expected to bolster.

The List of Companies - Surety Market

  1. CRUM & FORSTER
  2. CAN Financial Corporation
  3. American Financial Group, Inc.
  4. The Travellers Indemnity Company
  5. Liberty Mutual Insurance Company
  6. The Hartford
  7. HCC Insurance Holdings, Inc.
  8. CHUBB
  9. AmTrust Financial Services
  10. IFIC Security Group

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

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  • Validates and strengthens in-house secondary research findings
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Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

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Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

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  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

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We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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