基于(关键地区、市场参与者、规模和份额)的网络保险市场 - 到 2030 年的预测

  • Report Code : TIPRE00004089
  • Category : Banking, Financial Services, and Insurance
  • Status : Data Released
  • No. of Pages : 150
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网络保险市场规模及趋势

网络保险市场规模预计将从2023年的138.3亿美元增长到2031年的554.8亿美元;预计 2023 年至 2031 年复合年增长率将达到 18.9%。网络保险,也称为网络责任保险或网络安全保险,是组织可以购买的合同,以帮助降低在线开展业务所涉及的财务风险。作为每月或每季度收费的交换,保单将部分风险转移给保险公司。

网络保险市场分析

网络保险市场预测是根据各种二次和主要研究结果进行估计的,例如主要公司出版物、协会数据和数据库。随着应用程序、设备、网络和用户的网络攻击威胁不断升级,网络保险对于所有企业变得越来越重要。这是因为数据泄露、丢失或被盗可能会对企业产生重大影响,包括客户流失、声誉和经济损失。企业还可能对第三方数据丢失或被盗造成的损失承担责任。网络保险政策可以保护组织免受网络事件(例如网络恐怖主义)的影响,并协助解决安全事件。例如,根据 ASTRA IT, Inc. 2024 年的一份报告,网络安全统计数据显示,每天有 2,200 起网络攻击,平均每 39 秒发生一次。在美国,一次数据泄露造成的损失平均为 944 万美元,而到 2023 年,网络犯罪造成的损失将高达 8 万亿美元。

网络保险

行业概述

  • 网络攻击和受损数字资产的数量同时增加。勒索软件和供应链攻击在过去几年中主导了网络风险格局。未来的网络攻击将因重要的技术趋势而加速,例如 ChatGPT 等人工智能 (AI)、所谓的“元宇宙”以及不断扩大的 IT、物联网和运营技术 (OT) 世界。
  • 恶意软件发生率在根据 SonicWall 2023 年网络威胁报告,到 2022 年,将发生 55 亿次攻击,同比增长 2%。恶意软件是感染计算机的恶意软件,旨在破坏、损坏计算机系统或获得对计算机系统的未经授权的访问。
  • 除了网络犯罪活动日益复杂之外,全球企业比以往任何时候都更容易受到地缘政治危机的影响,而地缘政治危机已经对网络安全产生了前所未有的影响。在当今的数字时代,网络风险管理至关重要。对网络保险的需求很高,因为它是其中的一个重要方面。创建强大的网络保险市场是保险业的一项关键任务。

战略见解

网络保险市场驱动力

提高网络风险意识,推动网络保险市场发展

 网络攻击的激增,加上对此类犯罪的了解不断增加,导致对网络保险计划的需求增加。此类事件的增加还导致保险公司的索赔激增,迫使他们收紧承保标准。

  • 在美国,自 2004 年以来,10 月一直被庆祝为网络安全意识月。每年这个月,公共和私营部门都会共同致力于提高人们对网络安全重要性的认识。随着时间的推移,它已发展成为政府和行业之间的合作努力,旨在提高网络安全意识,激发公众采取行动降低网络风险,并引发全国和全球范围内有关网络危险的讨论。 2023 年 10 月是第二十个网络安全意识月。
  • 2023 年,美国网络安全和基础设施安全局 (CISA) 启动了名为“保护我们的世界”的网络安全意识计划。这将成为未来网络安全意识月的持久主题。
  • 同样,世界上许多国家都在启动旨在提高网民网络安全意识的计划。例如,波兰2019-2024年网络安全战略旨在提高对网络威胁的抵抗力并加强数据保护。这包括提高人们对网络安全的认识。葡萄牙 2019-2023 年网络安全战略的重点是“预防、教育和意识”。它包括具体的行动要点,例如促进组织和公民的跨领域网络安全培训计划、加强教育中的网络空间安全技能以及促进数字素养。

    网络保险

    市场报告细分分析

    • 根据最终用户,网络保险市场报告分为医疗保健、零售、BFSI、IT 和保险。电信、制造业等。
    • 预计 BFSI 细分市场将在 2023 年占据重要的网络保险市场份额。随着网络风险的增加,银行和金融机构越来越重视加强其网络弹性。金融机构的业务范围广泛,业务范围广泛,需要全面的网络保险计划来管理网络攻击和业务中断。

     < /p>

    网络保险

    按地理位置进行市场分析

    网络保险市场报告的范围主要分为五个地区 - 北美、欧洲、亚太地区、中东和非洲非洲、南美洲。北美正在经历快速增长,预计将占据重要的网络保险市场份额。这种优势归功于该地区先进的技术基础设施、大型跨国公司的存在以及网络风险意识的提高。

    网络保险

    市场报告范围

    “网络保险市场分析”是根据核心投资策略和地域进行的。就类型而言,市场分为独立式和套装式。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲和南美洲。

    报告属性

    详情

    2023年市场规模

    138.3亿美元

    2031 年市场规模

    美元554.8 亿

    < /td>

    全球复合年增长率(2023-2031)

    18.9%

    实际数据

    2021  2023

    预测时期

    2024年 – 2031年< /p>

    报告覆盖范围

    市场规模和预测(美元)、市场驱动因素和预测趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

    细分市场

    组件(解决方案和服务);类型(独立式和封装式);覆盖范围(数据泄露和网络责任);最终用户(医疗保健、零售、BFSI、IT 与电信、制造业等)

    < span>区域覆盖

    北美、欧洲、亚太、南美、中东和非洲< /p>

    国家覆盖范围

    美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本;韩国;澳大利亚;巴西;阿根廷;沙特阿拉伯;阿联酋;南非

    市场领导者和主要公司简介

    < /td>

    The Hartford、Beazley、苏黎世、AXIS Capital Holdings、Travelers、AXA XL、Hiscox、慕尼黑再保险、Chubb、AIG

    < /td>

    网络保险

    市场新闻和最新动态

  • Report Coverage
    Report Coverage

    Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

    Segment Covered
    Segment Covered

    This text is related
    to segments covered.

    Regional Scope
    Regional Scope

    North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

    Country Scope
    Country Scope

    This text is related
    to country scope.

    Frequently Asked Questions


    What is the estimated market size for the global Cyber Insurance market in 2023?

    The global Cyber Insurance market was estimated to be US$ 13.83 billion in 2023 and is expected to grow at a CAGR of 18.9% during the forecast period 2023 - 2031.

    What are the driving factors impacting the global Cyber Insurance market?

    The rising prevalence of cyber-attacks, increased awareness of cyber risks, and the growing need for companies to protect sensitive data are the major factors that propel the global cyber insurance market growth.

    What will be the market size of the global Cyber Insurance market by 2031?

    The global Cyber Insurance market is expected to reach US$ 55.48 billion by 2031.

    Which are the key players holding the major market share of the global Cyber Insurance market?

    The key players holding majority shares in the global Cyber Insurance market are AXA XL, Hiscox, Munich Re, Chubb, and AIG.

    What are the future trends of the Global Cyber Insurance market?

    The use of AI and data analytics is impacting Cyber Insurance, which is anticipated to bring new Cyber Insurance market trends in the coming years.

    The List of Companies

    • The Hartford
    • Beazley
    • Zurich
    • AXIS Capital Holdings
    • Travelers
    • AXA XL
    • Hiscox
    • Munich Re
    • Chubb
    • AIG

    The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

    1. Data Collection and Secondary Research:

    As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

    Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

    1. Primary Research:

    The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

    For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

    A typical research interview fulfils the following functions:

    • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
    • Validates and strengthens in-house secondary research findings
    • Develops the analysis team’s expertise and market understanding

    Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

    • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
    • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

    Below is the breakup of our primary respondents by company, designation, and region:

    Research Methodology

    Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

    1. Data Analysis:

    Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

    • Macro-Economic Factor Analysis:

    We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

    • Country Level Data:

    Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

    • Company Profile:

    The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

    • Developing Base Number:

    Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

    1. Data Triangulation and Final Review:

    The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

    We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

    We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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