电动汽车保险市场基于(关键地区、市场参与者、规模和份额)- 到 2030 年的预测

  • Report Code : TIPRE00039095
  • Category : Banking, Financial Services, and Insurance
  • Status : Data Released
  • No. of Pages : 150
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电动汽车保险

市场规模和趋势

电动汽车保险车辆保险市场规模预计将从2023年的523亿美元增长到2031年的2435亿美元;预计2024年至2031年复合年增长率为21.2%。市场的扩张可归因于几个关键因素,包括对便捷、环保的交通解决方案的需求不断增长。此外,全球出现了可持续发展和减少碳排放的趋势,这进一步推动了电动汽车保险市场的增长。

电动汽车保险

市场分析

电动汽车保险市场的增长是由电动汽车的日益普及所推动的。在环保意识、政府激励措施和技术进步的推动下,消费者越来越接受电动汽车,导致对专门满足电动汽车车主独特需求的定制保险产品的需求激增。

电动车保险

行业概况

  • 电动汽车保险是指专门为电动汽车(EV)设计的保险。随着电动汽车的采用持续激增,对满足电动汽车车主独特需求的保险产品的需求不断增长。
  • 电动汽车保险的费用可能会因多种因素而异,包括电动汽车的具体型号、驾驶员的历史、索赔历史、驾驶经验、位置、保险范围选择、免赔额和基于信用的保险评分。
  • 与传统车辆相比,电动汽车的保险费用可能更高。这主要是由于电动汽车的建议零售价(制造商建议零售价)较高,以及与其先进技术功能相关的潜在维修成本较高。

战略见解< /span>

电动汽车保险

市场驱动因素和机遇

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越来越多地采用电动汽车(EV)来推动电动汽车保险

市场增长

  • 由于越来越多地采用,电动汽车保险市场正在经历显着增长。这一趋势是由环境意识、政府激励措施和技术进步等因素推动的。随着越来越多的消费者接受电动汽车,对满足电动车车主独特需求的保险产品的需求不断增长。这些需求包括电池更换成本和充电基础设施损坏的保险,从而促使专门保险政策的制定。
  • 此外,全球向可持续发展和减少碳排放的转变正在激励消费者选择电动汽车,为保险公司为具有环保意识的驾驶员提供服务创造了巨大的市场。政府法规,包括对电动汽车车主的税收抵免和退税,进一步鼓励向电动汽车的过渡,从而进一步鼓励对电动汽车保险的需求。
  • 随着电动汽车市场的扩张和成熟,保险提供商之间的竞争日益加剧,导致创新保险选项和有竞争力的定价的推出。这种竞争最终推动了电动汽车保险市场的增长。

电动汽车保险

市场报告细分分析

  • 根据承保类型,电动汽车保险市场预测分为第一方责任险、第三方责任险和综合险。
  • 预计到 2023 年,第三方责任险细分市场将占据相当大的电动汽车保险市场份额。第三方责任险细分市场的增长受到第三方责任要求的强烈影响《机动车辆法》规定的承保范围。在注册过程中,新车主和现有车主都必须享受这一保险,这是市场扩张的关键驱动力。此外,第三方保险的强制性性质迫使所有非寿险公司提供此保险,从而为全球范围内市场的整体增长做出了重大贡献。
  • 此外,实施数字化工作场所和简化运营,再加上增强的性能,预计将带来新的电动汽车保险市场趋势。

电动汽车保险

按地域划分的市场份额分析

电动汽车保险市场报告的范围主要分为五个地区 - 北美、欧洲、亚太地区、中东和非洲非洲、南美洲。亚太地区正在经历快速增长,预计到 2023 年将占据重要的电动汽车保险市场份额。客运和商业运输的快速电气化,特别是在中国、日本、韩国和印度,预计将推动该地区的增长全球电动汽车保险市场。在中国,政府限制传统汽车销售的举措,加上电动汽车基础设施和互联互通的发展,正在加速电动汽车的采用,并增加对电动汽车保险的需求。同样,电动汽车在印度等发展中经济体的普及率预计将在未来几年增加对此类保险的需求。这些因素,再加上《机动车辆法》对第三方责任保险的强制性要求,为该地区电动汽车保险市场的增长创造了有利的环境。

电动车保险

市场报告范围

< p>“电动车保险市场分析”是根据承保类型、分销渠道、应用和地域进行的。根据保险类型,市场分为第一方责任保险、第三方责任保险和综合责任保险。根据分销渠道,市场分为保险公司、银行、保险代理人/经纪人等。根据应用,市场分为新车和二手车。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲、南美洲。

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北美、欧洲、亚太地区、南美、中东和非洲

报告属性

< span>详情

2023年市场规模

523亿美元

2031 年市场规模

2,435 亿美元

全球复合年增长率(2024-2031)

< p>21.2%

实际数据

2021  2023

预测时期

2024年  2031年

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报告覆盖范围

市场规模和预测(美元)、市场驱动因素和预测趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

细分市场

承保类型(第一方责任险、第三方责任险和综合险);分销渠道(保险公司、银行、保险代理人/经纪人等);申请(新车和二手车);和地理

区域覆盖范围

国家/地区覆盖范围

美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本、澳大利亚;韩国、沙特阿拉伯;阿联酋;南非;巴西;阿根廷

市场领导者和主要公司简介

HDFC ERGO、Beinsure Digital Media、Bajaj Allianz General Insurance Company、Lemonade, Inc.、Allstate Insurance Company、AXA、ACKO GENERAL INSURANCE LIMITED、Esure Group plc、Allianz SE,渐进伤亡保险公司

电力车辆保险

市场新闻和最新动态

公司采用并购等无机和有机策略在电动汽车保险市场。下面列出了最近的一些关键市场发展:

  • 2023 年 4 月,著名的中国电动汽车(EV)公司比亚迪收购了易安财产保险有限公司。这一战略举措反映了比亚迪有意扩大其在保险领域的业务,并潜在地利用电动汽车行业与保险市场之间的协同效应。< /ul>

    [来源:比亚迪、公司网站]

    • 2022 年 9 月,Singlife,在与 Aviva 合作,开始为电动汽车 (EV) 提供保险,作为其汽车保险保单的一部分,并为电动汽车车主提供独家折扣。 Singlife 成为为电动汽车提供定制保险解决方案的精选本地提供商之一,符合新加坡培育可持续陆路交通枢纽和扩大其电动汽车生态系统的努力。 Singlife 汽车保险将专门为电动汽车车主提供 10% 的 Go Green 折扣。此外,Singlife还将扩展电动汽车专用的周边服务,包括在发生事故时安排更换电动汽车,以及在电池电量不足的情况下提供故障援助。值得注意的是,Singlife 的全面承保范围将涵盖、电池和私人充电站意外损坏的保险,从而为电动汽车车主带来更大的安全感。目前,Singlife 汽车保险涵盖多种可在新加坡购买的电动汽车类别。

    [来源:Singlife,公司网站]

    电动汽车保险

    市场报告覆盖范围和范围可交付成果

    “电动车保险市场规模及预测(2021年-2031年)”市场报告,对以下领域的市场进行了详细分析-

    • 市场规模和市场规模对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
    • 市场动态,例如驱动因素、限制因素和关键机遇。
    • 未来主要趋势。
    • 详细的 PEST 和防治措施。 SWOT 分析
    • 全球和区域市场分析,涵盖主要市场趋势、主要参与者、法规和最新市场发展。
    • 行业格局和竞争分析,涵盖市场集中度、热图分析、主要参与者、最新发展。
    • 详细的公司简介。
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

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to country scope.

Frequently Asked Questions


Which are the key players holding the major market share of the global electric vehicle insurance market?

The key players holding majority shares in the global electric vehicle insurance market are HDFC ERGO, Beinsure Digital Media, Bajaj Allianz General Insurance Company, Lemonade, Inc., and AXA.

What will be the market size of the global electric vehicle insurance market by 2031?

The global electric vehicle insurance market is expected to reach US$ 243.5 billion by 2031.

What is the estimated market size for the global electric vehicle insurance market in 2023?

The electric vehicle insurance market size is expected to grow from US$ 52.3 billion in 2023 to US$ 243.5 billion by 2031; it is anticipated to expand at a CAGR of 21.2% from 2024 to 2031.

What are the future trends of the global electric vehicle insurance market?

The emergence of EV-specific insurance policies is impacting electric vehicle insurance, which is anticipated to play a significant role in the global electric vehicle insurance market in the coming years.

What are the driving factors impacting the global electric vehicle insurance market?

The electric vehicle insurance industry has experienced significant growth in recent years, primarily driven by the increasing focus on sustainability and the expansion of eco-friendly modes of transportation, which are among the major factors that propel the global electric vehicle insurance market.

  • HDFC ERGO
  • Beinsure Digital Media
  • Bajaj Allianz General Insurance Company
  • Lemonade, Inc.
  • Allstate Insurance Company
  • AXA
  • ACKO GENERAL INSURANCE LIMITED
  • Esure Group plc
  • Allianz SE
  • Progressive Casualty Insurance Company

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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