基于汽车使用的保险市场基于(关键地区、市场参与者、规模和份额)- 到 2031 年的预测

  • Report Code : TIPAT100001345
  • Category : Automotive and Transportation
  • Status : Published
  • No. of Pages : 156
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2019年基于汽车使用的保险市场估值为196.4亿美元,预计到2027年将达到1240.2亿美元;预计2020年-2027年复合年增长率为26.0%。

全球基于汽车使用的保险市场成熟的市场包括美国、意大利和美国。英国,北美引领市场,其次是欧洲。北美在全球汽车使用保险市场中的主导地位归因于该地区存在大量汽车原始设备制造商、远程信息处理公司和保险公司。此外,越来越多地采用新技术和解决方案促使居民选择远程信息处理保险。此外,该地区是全球移动即服务 (MaaS) 的先驱之一,多年来 MaaS 市场在该地区得到了广泛推动,并不断呈现上升趋势。此外,由于个人可支配收入较高,该地区购买新车的模式正在上升。随着车辆数量的不断增加,一些相关技术和解决方案也在美国迅速增长。这些因素对美国基于使用的保险市场的增长产生了积极影响。

互联网连接设备和传感器的采用率上升导致了因此,实时信息使保险公司有机会在竞争中获得优势。收集的数据进一步用于提供更好的承保、实惠的价格和损失控制。此外,人工智能技术的改进使保险公司能够根据技术作为处理数据的手段做出决策。此外,区块链技术的实施可以为保险公司提供提供新产品、增强欺诈检测并最大限度降低管理成本的机会。

COVID-19 大流行对汽车使用的影响基于 InsuranceMarket

由于 COVID-19 的爆发,世界各地的汽车出行数量急剧下降。因此,由于过去几个月来汽车一直闲置在车库里,司机和车主正在寻求不同的保险支付标准,而不是统一费率。由于车辆出行减少,按使用量保险预计将被广泛采用。因此,由于为遏制 COVID-19 传播而实施的限制,这些公司正在仔细监控驾驶行为。为了鼓励在这种流行病情况下安全驾驶,必须测量用户的驾驶行为。这种大流行情况将有助于刺激汽车保险行业更多地使用远程信息处理。

基于汽车使用的利润丰厚的区域保险市场


市场洞察–基于汽车使用的保险市场

移动即服务 (MaaS) 在消费者中日益增长的吸引力正在导致第三方服务提供商采购更多数量车辆数量,提升客户体验。这一因素也导致全球服务提供商的数量不断增加;一些著名的移动即服务提供商包括 Uber、Lyft、Zipcar、Car2go、Beeline Singapore、UbiGo AB 和 Smile Mobility 等。这些车辆服务提供商不断增加的车辆采购是影响移动出行服务的一个关键因素。全球远程信息处理技术提供商 (TTP)、远程信息处理服务提供商 (TSP) 和汽车保险公司的市场。随着 MaaS 在这些地区的兴起,年轻司机的数量显着增加,他们沉迷于鲁莽驾驶,导致致命事故。为了减少车辆事故,多家远程信息处理提供商和保险公司正在相互合作,推出先进、强大且有吸引力的保险解决方案,从而在当前情况下加快远程信息处理保险或基于汽车使用的保险市场的发展。

基于技术的洞察–基于汽车使用的保险市场

目前,保险提供商正在安装硬件设备,其中设备配备了保单持有人的;汽车或低价智能手机应用程序路线。大多数保险提供商使用车载诊断系统或加密狗。然而,其他提供商提供更易于访问且经济实惠的智能手机应用程序。

基于技术的汽车使用保险市场– 2019 年和 2027 年


基于保单类型的洞察–基于汽车使用的保险市场

基于汽车使用的保险利用用于计算保费的实际驾驶员数据,比传统方法更加离散和精确。这有助于为客户节省潜在成本。汽车 UBI 的两种基本类型是按驾驶付费 (PAYD) 和按驾驶方式付费 (PHYD)。每种类型分析的信息略有不同,以确定客户的保费率。

战略见解

基于汽车使用的保险市场参与者专注于产品

  • 2020 年,Amerisure 和 Insurance & Mobility Solutions 与密歇根州的商业车队 UBI 远程信息处理项目合作。该计划将对减少损失产生强大影响,并鼓励企业主参与该计划并对其车队进行变革
    < li>2020年,Liberty Mutual Insurance与福特合作,为驾驶福特联网车辆的Liberty Mutual客户提供驾驶折扣。这将方便客户节省汽车保险费用并安全驾驶

基于汽车使用的保险市场 -按技术安装

  •    智能手机
  •    黑匣子
  •    加密狗
  •      其他

基于汽车使用的保险市场 -按保单类型

  • 按驾驶次数付费 (PAYD)
  • 按驾驶方式付费 (PHYD)

基于汽车使用的保险市场和公司简介

  • Allstate Insurance Company
  • AXA SA
  • Allianz SE
  • Metromile, Inc.
  • Ingenie Services Limited
  • Liberty Mutual Insurance Company
  • Octo Telematics SpA
  • Sierra Wireless, Inc.
  • TomTom Telematics BV
  • 沃达丰汽车
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

The List of companies - Automotive Usage Based Insurance Market

  1. Vodafone Automotive
  2. Liberty Mutual Insurance Company
  3. Allianz SE
  4. TomTom Telematics
  5. Allstate Insurance
  6. Octo Telematics
  7. Metromile
  8. Siera Wireless
  9. Ingenie Service Ltd.
  10. AXA SA

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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