2028 年欺诈检测和预防市场增长报告、规模和预测

  • Report Code : TIPTE100000652
  • Category : Technology, Media and Telecommunications
  • Status : Published
  • No. of Pages : 199
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【研究报告】欺诈检测和预防市场规模预计将从2021年的265.1184亿美元增长到2028年的751.3966亿美元;预计 2021 年至 2028 年复合年增长率为 16.0%。

分析师观点:

全球范围内不断增长的在线欺诈和更加复杂的网络攻击是提高对欺诈检测和预防解决方案需求的主要因素。此外,对威胁模式识别的高级分析的日益增长也推动了欺诈检测和预防市场的增长。此外,随着数字化的不断发展和电子商务交易的日益普及,需要传输个人和企业的敏感数据、身份信息和个人信息,网络欺诈威胁也随之上升,增加了对欺诈检测和处理的需求。预防解决方案。此外,越来越多地采用人工智能和机器学习等先进技术来检测欺诈并防止其发生,预计将在预测期内推动欺诈检测和预防市场的增长。

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市场概览:

欺诈活动在金融机构、政府、医疗保健、公共部门和保险领域很常见。它们可能涉及多种案件,例如洗钱、逃税、欺诈性保险索赔、网络安全威胁、伪造银行支票、身份盗窃和恐怖主义融资。为了解决这些问题,组织正在将现代欺诈检测和预防技术以及风险管理策略付诸实践,以应对日益增长的欺诈交易机会。这些策略将实时监控与大数据源相结合,并应用机器学习 (ML) 等自适应和预测分析技术来创建欺诈风险评分。此外,组织还可以预测欺诈策略,通过自动化交叉引用数据,手动持续实时监控交易和犯罪,并通过使用欺诈检测软件和工具、数据分析和欺诈检测破译新的复杂方案。和预防计划。

战略见解

市场驱动因素:

企业网络攻击数量的增加正在推动市场的增长

网络- 攻击被评为 2020 年第五大风险,并且随着技术的发展而日益增加。计算机恶意软件、数据泄露和拒绝服务 (DoS) 是网络风险的一些例子。企业持续受到网络犯罪的威胁。近年来,网络攻击变得更加普遍。在大流行期间,随着企业转向远程工作环境,网络犯罪分子利用了错位的网络。例如,据 OneLogin 统计,网络犯罪给全球造成的损失超过 1 万亿美元,其中 37% 的组织受到勒索软件影响,2020 年有 61% 的组织受到恶意软件攻击。2019 年至 2020 年间,美国的网络攻击数量增加了139%。事实上,仅 2020 年第三季度就有惊人的 1.452 亿例病例。与 2019 年相比,2020 年恶意软件攻击增加了 358%。同样,根据 Clusit 报告,2021 年全球网络攻击与上一年相比增加了 10%。 2021 年,全球网络攻击增加了 125%,到 2022 年,越来越多的网络攻击继续威胁着企业和个人。例如,根据 AAG 的数据,英国每百万互联网用户中的网络犯罪受害者人数最多,为 4783 人。 2022年,比2020年增长40%。 2022 年,网络漏洞的平均成本为 435 万美元,预计到 2025 年,这一数字将增至 10.5 万亿美元。

网络威胁是当今数字环境中一个值得关注的重大问题。它们给个人、公司和政府带来严重后果。预防网络攻击至关重要。网络攻击数量的增加增加了网络安全对于保护关键基础设施以及确保个人和组织安全的重要性。欺诈检测和预防解决方案已成为公司可以采用的最重要的解决方案,以防御在线攻击。实施该软件可以帮助组织与优质客户产生更多销售额,提高授权率,减少准备金帐户要求,防止退款等等。因此,企业中不断增加的网络攻击增加了对欺诈预防解决方案的需求,从而推动了欺诈检测和预防市场的增长。

报告细分和范围:

“欺诈检测和预防市场”根据组件、部署、最终用户和地理位置进行细分。根据组件,欺诈检测和预防市场分为解决方案和服务。根据部署,市场分为本地传输和云传输。根据最终用户,市场分为 BFSI、医疗保健、制造、零售、电信等。欺诈检测和预防市场根据地理位置分为北美、欧洲、亚太地区、中东和非洲。非洲和南美洲。

细分分析:

根据部署,欺诈检测和预防市场分为本地和云。云细分市场在 2021 年占据最大的欺诈检测和预防市场份额,预计 2021-2028 年复合年增长率最高。基于云的部署可以帮助中小型企业利用欺诈检测和预防软件的不同优势,因为它不需要高额的初始投资来安装软件。使用基于云的软件可以自由地从任何可访问互联网的设备上使用它。此外,它需要低维护和投资,进一步推动市场增长。

区域分析:

预计在预测期内,北美欺诈检测和预防市场将出现显着增长。在该地区,美国将在 2021 年占据最大的欺诈检测和预防市场份额,并且在预测期内复合年增长率最高。美国和加拿大等北美国家在零售和电子商务领域拥有强大的影响力。超过 60% 的美国人口在网上购买日常生活所需的必需品和奢侈品。此外,美国拥有全球第二大电子商务市场。根据商务部人口普查局的数据,2023年第一季度美国零售电商销售额为2726亿美元,较2022年第四季度增长3%。同样,根据国际贸易委员会的数据据ITA统计,2022年加拿大电商用户约2700万,占加拿大人口的75%,预计到2025年这一比例将达到77.6%。2022年3月,加拿大电商销售额该国的价值约为 23.4 亿美元,预计到 2025 年将达到 403 亿美元。该地区电子商务的持续增长对预防欺诈产生了巨大的需求,因为它涉及共享关键信息和个人信息。人和企业。因此,该地区电子商务行业的增长正在推动北美欺诈检测和预防市场的增长。

主要参与者分析:

SAP SE、ACI Worldwide Inc.、Fiserv Inc.、IBM Corporation、Oracle Corporation、SAS Institute Inc. .、BAE Systems Plc、FICO、FIS Global 和 Experian Information Solutions Inc. 是主要的市场参与者。这些欺诈检测和预防市场参与者专注于持续的产品开发和创新。

最新进展:

欺诈检测和预防市场中的公司高度采用产品发布、合作伙伴关系、协作以及并购等无机和有机策略。下面列出了这些公司最近的一些关键市场发展:

  • 2023 年 5 月,金融犯罪情报领域的先行者 ComplyAdvantage 宣布推出其新颖的人工智能驱动解决方案,欺诈检测。这项开创性技术利用机器学习算法来识别和遏制与交易相关的欺诈行为,这是 P2P 和实时支付时代日益受到关注的问题。新的解决方案是为了应对欺诈者日益精明的做法及其利用的多样化渠道,导致消费者和企业损失数十亿美元。
  • 2023 年 4 月,Darwinium 宣布推出其持续客户保护平台是所有关注客户体验和安全的数字企业的安全和欺诈预防的革命性下一步。该平台可以帮助解决断开连接的时间点 API 集成和风险评分的挑战,这些挑战会导致数据泄露和客户不满意。
  • 2023 年 3 月,Verosint 宣布推出版本443ID 的 IAM 平台的 2。这种新的帐户欺诈检测和预防解决方案由行为分析、规则引擎、身份图谱和人工智能/机器学习等功能组成,可自动标记不同形式的帐户欺诈,例如促销滥用和帐户共享。
  • 2022 年 5 月,身份解析即服务领域的行业领导者 FullContact 宣布推出Verify,这是一款支持身份验证 (IDV) 和欺诈预防的新身份产品。 verify 提供数据和情报来优化 IDV 和欺诈预防模型,使平台能够增强解决方案的安全性,同时减少客户体验中的摩擦。验证提供来自 FullContact 身份图谱的实时信号、匹配和活动分数,以识别真实人员并确定风险。
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

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to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

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to country scope.

Frequently Asked Questions


Which end-user is expected to dominate the market in the forecast period?

The global fraud detection and prevention market was dominated by the BFSI segment with market share of 24.5% in 2020. The BFSI sector has to face several fraud threats, including card skimming, identity thefts, SMS phishing, website cloning, viruses & trojans, spyware & adware, and cyberstalking. To stop these attacks, regulatory bodies across the globe have devised several regulations for organizations to achieve optimum security for customers and organizational data. Fraudsters and hackers are trying newer and advanced technology-based solutions to hack into or access unauthorized networks and systems. As a result, banking and financial service providers spend millions of dollars to keep their systems up to date with the latest security measures. Therefore, the need for fraud detection and prevention solution and services are most important in the BFSI sector.

Which region has dominated the fraud detection and prevention market in 2020?

In 2020, North America led the market with a substantial revenue share, followed by Europe and APAC. Asia Pacific is a prospective market for fraud detection and prevention market players.

Which are the major companies operating in the fraud detection and prevention market?

The major companies in fraud detection and prevention market includes Fiserv, Inc., IBM Corporation, ACI Worldwide, Inc., BAE Systems Plc, SAP SE, Fair Isaac Corporation, NCR Limited, Oracle Corporation, RELX plc, SAS Institute Inc.

What are key market opportunities for fraud detection and prevention market?

The banking and financial services industries are early users of risk-prevention technology. Financial organizations are extremely vulnerable because of huge internet data exchanges. According to Facebook and BCG, India's online banking adoption rate is predicted to treble to 150 million by 2022, thus increasing the risk of fraudulent activity. As the use of digital banking grows, it is becoming increasingly vital for financial institutions to safeguard transactions against fraud. Financial institutions are now concentrating not just on financial risk mitigation but also on real-time fraud detection. With the emergence of pattern recognition, fraud detection systems are evolving. Machine learning technologies have given artificial intelligence a big boost in its ability to defend any system, since ML can safeguard firms from insider fraud and spot any irregularities in persons who may leak data. As the demand for AI and machine learning grows, so does the use of FDP solutions.

What are key driving factors behind fraud detection and prevention market growth?

The world is undergoing a digital transformation. Users of the internet are no longer limited to online search and social networking but have expanded their activities to include online banking and shopping. People have ceased leaving their homes due to COVID-19 lockout limitations, and a major portion of the population has begun to use internet transactions. According to the Boston Consulting Group (BCG), 70 percent of urban customers in countries like India are digitally influenced to buy any financial goods, which implies they utilize banking apps or websites to purchase financial items. As a result, there has been an increase in the number of bogus websites. Apart from banking, bogus websites that resemble businesses and home delivery services are on the rise, luring customers into making online purchases. Furthermore, IoT is becoming an important aspect of consumer lifestyle and industrial operations as the use of IoT grows and new IoT included items enter the market.
• According to the Global System of Mobile Communication (GSMA), by the end of 2020, there will be 23 billion IoT connections. One of the reasons, according to the report, is that connected gadgets provide convenience, which allows hackers to gain access to networks. Consumer data is collected, sent, and stored by linked devices, posing a privacy concern. Ad and ATM frauds are two significant IoT frauds that are both widespread and terrible in the IoT era. The rise in fraud because of hackers impersonating debit and credit card activations, online bookings, free coronavirus tests, and job offers has prompted the development of fraud detection and prevention technologies.

The List of 10 Companies - Fraud Detection and Prevention Market

  1. Accertify, Inc.
  2. BAE Systems
  3. F5
  4. FICO
  5. Fiserv, Inc.      
  6. IBM corporation
  7. Paypal
  8. SAP SE
  9. SAS Institute Inc.
  10. Securonix

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

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The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

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Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

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  1. Data Analysis:

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  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

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We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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