人寿和非人寿保险市场基于(主要地区、市场参与者、规模和份额)- 预测至 2031 年

  • Report Code : TIPRE00039065
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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Life and Non-Life Insurance Market - Growth, Size, Share 2031

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寿险和非寿险市场规模及趋势

寿险和非寿险市场规模预计将从 2023 年的 95613 亿美元增长到 2023 年的 95613 亿美元到2031年将达到154708.1亿;预计 2023 年至 2031 年复合年增长率将达到 6.2%。目前,全球市场一直在经历波动,这可归因于不断变化的地缘政治条件、气候变化、技术转变和客户行为。这促使全球企业重新审视公司战略并修改其商业模式、组织文化和技术基础设施等。随着这些发展,保险业也在不断发展,以应对企业和消费者行为变化所带来的风险。

寿险和非寿险市场分析< /p>

人寿和非人寿保险市场预测是根据各种二次和主要研究结果(例如主要公司出版物、协会数据和数据库)进行估计的。经济增长、中产阶级不断壮大、创新和监管援助正在推动保险业向前发展。全球寿险和非寿险市场的收入取决于发达经济体和发展中经济体的经济状况。保险业是经济的重要组成部分,因为它收取的保费数量、投资规模,更重要的是,它在保障个人和公司风险方面发挥着关键的社会和经济功能。近几十年来,由于跨国商业和金融网络的扩张,全球化不断发展,使得来自其他经济体的企业和工人之间的联系日益紧密。更大程度的全球化为国际投资创造了更多机会,从而产生了更多与投资相关的项目。全球化也导致了移民数量的增加。将会有更多的人渴望购买保险产品,为公司创造更大的前景。

生活和非人寿保险 行业概览

  • 由于与银行和再保险公司,以及与规模较小和较大的竞争对手的合并。
  • 保险服务和产品的数量和种类也在不断扩大。例如,我们看到了针对新风险的保险解决方案,包括信息风险、政治风险、安全风险,甚至军事风险。
  • 保险科技与金融科技一样,正在颠覆金融业务。随着保险业务拥抱技术创新和电子商务,我们预计将看到更多的保险产品在线销售。
  • 城市化是对全球寿险和非寿险市场状况产生重大影响的另一个因素。城市化需要大规模的基础设施投资、高速工业化和不断增长的人口密度。这具有重大的风险管理和保险影响。城市化带来社会经济发展,包括社会流动性、教育机会和正规就业的增加,这将有利于人寿和非人寿保险市场的增长。

 

寿险和非寿险市场驱动力

 

保险科技行业的发展推动寿险和非寿险的发展市场

 

  • 在技术和创新保险科技解决方案的采用的推动下,保险业正在经历一场根本性的变革。随着行业的发展,保险公司充分利用这些颠覆性技术的能力对于保持领先地位至关重要。
  • 保险科技的远见者正在开拓创新的保险技术解决方案,以满足投保人日益增长的需求,同时简化其现有流程。该行业以前以其传统传统和纸张密集型流程而闻名,现在正在以新的方式拥抱技术。例如,2024 年 2 月,位于班加罗尔的著名 IT 企业 Wipro 斥资 6600 万美元收购了 Aggne,这是一家为保险和保险科技行业提供服务的咨询和管理服务公司。借此,该公司旨在加强其财产与意外伤害保险业务的能力。此外,根据 Delloite 2023 年的一项调查,超过 86% 的 CE 保险公司认为与保险科技公司的合作可以促进其技术发展。这一直推动着寿险和非寿险市场的增长。
  • 此外,人工智能和机器学习技术与保险科技平台的集成预计将带来新的寿险和非寿险市场趋势。

寿险和非寿险 市场报告细分分析

  • 根据保险类型,寿险和非寿险非寿险市场分为寿险和非寿险。预计到 2023 年,非寿险领域将占据相当大的寿险和非寿险市场份额。
  • 非寿险通常称为普通保险,涵盖汽车、房屋、旅行、事故等资产健康保险领域带动非寿险领域的增长。这可以归因于快速城市化和城市劳动力可支配收入的增加。此外,在许多国家,投资健康保险还可以提供税收优惠,从而推动非人寿保险市场的发展。

 

人寿和非人寿保险< /strong> 按地理位置进行市场分析

寿险和非寿险市场报告的范围主要分为五个区域 - 北美、欧洲、亚太地区、中东&非洲、南美洲。亚太地区 (APAC) 正在经历快速增长,预计将占据重要的寿险和非寿险市场份额。该地区经济的显着发展、人口的增长以及对风险管理和保险的日益关注促进了这一增长。亚太地区是印度和中国等许多发展中国家的所在地,推动了市场的增长。

人寿和非人寿保险 市场报告范围< /p>

“寿险和非寿险市场分析”是根据保险类型、分销渠道和地理位置进行的。就保险类型而言,市场分为寿险和非寿险。根据分销渠道,寿险和非寿险市场分为直接分销渠道、代理分销渠道、银行分销渠道和其他分销渠道。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲和南美洲。

 

报告属性

详情

2023年市场规模

美元9561.30十亿

2031 年市场规模

美元 15470.81 十亿

全球复合年增长率(2023-2031)< /p>

6.2%

实际数据

2021年  2023年

< /td>

预测周期

< span>2024  2031

报告覆盖范围

市场规模和预测(美元)、市场驱动因素和预测趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

细分市场

保险类型(人寿保险和非人寿保险);分销渠道(直接、代理、银行和其他分销渠道)

区域覆盖范围< /span>

北美、欧洲、亚太地区、南美、中东和非洲

国家/地区覆盖范围

美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本;韩国;澳大利亚;巴西;阿根廷;沙特阿拉伯;阿联酋;南非

市场领导者和主要公司简介

< /td>

安联;平安保险;安盛;中国人寿保险;大都会人寿;联合健康集团;信诺;艾亚;伯克希尔哈撒韦;苏黎世保险集团

 

人寿和非人寿保险 市场新闻和最新动态

公司在寿险和非寿险市场采取并购等无机和有机策略。下面列出了近期的一些关键市场动态:

 

  • 2024 年 1 月,意大利最大的保险公司 Generali 宣布将通过以约 9,900 万欧元(1.08 亿美元)收购当地合作伙伴 CNPC Capital 的股份,完全控制中国一家非寿险合资企业。忠意保险宣布计划扩大其在中国的分销网络,重点发展绿色商业保险,以充分利用中国到 2060 年实现碳中和的目标。中油资本于 11 月宣布收购忠意保险 (GCI) 51% 的股权。它将公开出售其与这家意大利保险公司合作的股份。忠意保险表示,这是外国保险公司首次通过公开拍卖从单一国有企业手中获得中国财产保险公司的控股权。

[资料来源:Assicurazioni Generali SpA,公司网站]

  • 2022年10月,伯克希尔哈撒韦公司和阿勒格尼公司宣布完成伯克希尔哈撒韦公司对阿勒格尼的收购。截至交易结束前,阿勒格尼普通股持有人有权获得每股 848.02 美元的现金,相当于总股本价值约 116 亿美元。交易完成后,阿勒格尼成为伯克希尔哈撒韦公司的全资子公司。阿勒格尼继续由乔·布兰登领导。高盛Co. LLC 担任财务顾问,Willkie Farr & Co. 担任财务顾问。 Gallagher LLP 担任阿勒格尼的法律顾问。芒格、托尔斯和Olson LLP 担任伯克希尔哈撒韦公司的法律顾问。

[来源:Berkshire Hathaway Inc.,公司网站]

人寿和非人寿保险 市场报告覆盖范围及可交付成果

市场报告《寿险和非寿险市场规模及预测(2021年-2031年)》提供了涵盖以下领域的市场详细分析-

  • 市场规模和市场规模对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 主要未来趋势。
  • 详细的 PEST 和分析SWOT 分析
  • 全球和区域市场分析,涵盖主要市场趋势、关键参与者、法规和近期市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者和近期发展。
  • 详细的公司简介。

 

Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the future trends of the Global Life and Non-Life Insurance market?

Digital transformation is anticipated to play a significant role in the global Life and Non-Life Insurance market in the coming years.

What are the driving factors impacting the global Life and Non-Life Insurance market?

Economic growth and rapid urbanization are the major factors that propel the global Life and Non-Life Insurance market.

What will be the market size for the global Life and Non-Life Insurance market by 2031?

The global Life and Non-Life Insurance market is expected to reach US$ 15470.81 billion by 2031.

Which are the key players holding the major market share of the global Life and Non-Life Insurance market?

The key players holding majority shares in the global Life and Non-Life Insurance market are Allianz; Ping An Insurance; Axa; China Life Insurance; MetLife; United Health Group; Cigna; Aia; Berkshire Hathway; Zurich Insurance Group.

What is the estimated market size for the global Life and Non-Life Insurance market in 2023?

The global Life and Non-Life Insurance market was estimated to be US$ 9561.30 billion in 2023 and is expected to grow at a CAGR of 6.2% during the forecast period 2023 - 2031.

  • Allianz
  • Ping An Insurance
  • Axa
  • China Life Insurance
  • MetLife
  • United Health Group
  • Cigna
  • Aia
  • Berkshire Hathway
  • Zurich Insurance Group

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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