汽车贷款市场基于(主要地区、市场参与者、规模和份额)- 到 2030 年的预测

  • Report Code : TIPRE00039077
  • Category : Banking, Financial Services, and Insurance
  • Status : Data Released
  • No. of Pages : 150
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汽车贷款市场规模及趋势

汽车贷款市场规模预计将从2023年的11,843.7亿美元增长到2031年的21,391.7亿美元;预计 2023 年至 2031 年复合年增长率为 7.7%。由于当前汽车贷款市场趋势及其在预测期内的可预见影响,汽车贷款市场具有增长前景。汽车贷款市场是一个庞大且不断扩大的领域。由于汽车需求增加和可支配收入增加等因素,汽车贷款市场正在增长。电动汽车投放量的扩大和车辆的高替代率为汽车贷款市场的增长提供了有利可图的机会。然而,高利率抑制了市场的增长。

汽车贷款市场分析

拥有汽车,曾经是身份象征,如今,成为近来的必需品。因此,消费者对拥有汽车的偏好不断增长是全球汽车普及的一个重要因素。疫情后汽车贷款发生了重大转变。许多发展中国家消费者的可支配收入显着增加。因此,对车辆的需求增加,导致汽车贷款的需求增加。传统的手动方法不足以满足这种贷款需求,数字化正在快速取代,将处理贷款所需的时间从几天缩短到几分钟。数字技术的广泛应用为汽车贷款提供了快速、简单的贷款流程。

汽车贷款行业概述

    •汽车贷款是以汽车本身作为担保的担保贷款。它是由二手车和新车贷方提供的。•汽车贷款可通过信用合作社、银行和网上贷方获得,需要车辆作为贷款的担保。•汽车贷款是一种融资方式,可以使购买汽车并随着时间的推移还清贷款成为可能。•由于主要市场参与者在贷款产品方面不断创新,预计汽车贷款市场将在预测期内增长。

战略洞察

汽车贷款市场驱动力

电动汽车的日益普及为汽车贷款提供了机会汽车贷款市场

  • 由于制造工厂的投资增加,从2021年开始,电动汽车的需求将以更快的速度增长。电动汽车需求的增长主要归因于对低排放汽车的需求不断增加,以及通过补贴和补贴等方式对零排放汽车的支持性法规不断加强。退税迫使制造商在全球范围内提供电动汽车。
  • 根据《全球电动汽车展望》,电动汽车(包括纯电动汽车和插电式汽车)的销量-混合动力汽车的保有量将在 2021 年增至 660 万辆的新纪录。根据同一份报告,2021年中国电动汽车销量大幅增长至330万辆,约占全球总销量的一半。欧洲的电动汽车销量也强劲增长 65%,达到 230 万辆,美国的电动汽车销量在 2021 年翻了一番,达到 63 万辆。
  • Bajaj Auto 宣布投资价值4000万美元在印度建造电动汽车工厂,年产能为50万辆电动汽车。
  • 因此,电动汽车产量的不断增长电动汽车为汽车贷款市场的增长提供了利润丰厚的机会。

汽车贷款市场报告细分分析

  • 根据类型,汽车贷款市场分为新车和二手车。预计到 2023 年,新车细分市场将占据相当大的汽车贷款市场份额。
  • 预计新车细分市场的复合年增长率将达到 2023 年最高。由于消费者可支配收入的增加和消费者生活水平的提高,汽车贷款的需求增加,预测期内汽车贷款市场份额分析。

汽车贷款市场份额分析按地域划分

汽车贷款市场范围主要分为五个地区——北美、欧洲、亚太地区、中东和非洲。非洲、南美洲。亚太地区正在经历快速增长,预计将占据重要的汽车贷款市场份额。该地区经济的显着发展、人口的增长以及对风险管理和保险政策的日益关注促进了该地区市场的增长。电动汽车需求的不断增长进一步创造了汽车贷款的需求。根据国际可再生能源机构的报告,到 2025 年,东南亚道路上行驶的所有车辆中约 20% 将是电动车辆,其中包括 5900 万辆两用车和电动车。三轮汽车和 890 万辆四轮汽车。此外,2021 年 4 月,印度尼西亚政府制定了目标,到 2025 年电动汽车产量占国内汽车产量的 20%,即约 40 万辆电动汽车。

汽车贷款市场报告范围

“汽车贷款市场分析”是根据类型、汽车类型、提供商和地理位置进行的。根据类型,市场分为新车和二手车。根据汽车类型,汽车贷款市场分为SUV、掀背车和轿车。根据提供商,市场分为银行、原始设备制造商、信用合作社等。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲和南美洲。

报告属性

详情

2023年市场规模

11,843.7 亿美元

2031 年市场规模

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21391.7 亿美元

全球复合年增长率(2023-2031 年)

7.7%

实际数据< /p>

2021 – 2023 年

预测期

2024 年; 2031

报告覆盖范围

市场规模和预测(美元)、市场驱动因素和趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

涵盖的细分市场

类型(新车、二手车);车型(SUV、掀背车、轿车);提供商(银行、原始设备制造商、信用合作社等)和地理位置

覆盖区域

北美、欧洲、亚太地区、南美洲、MEA

国家/地区涵盖

美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本、澳大利亚;韩国;巴西;阿根廷;沙特阿拉伯;阿联酋;南非

市场领导者和主要公司简介

福特汽车公司;美国银行公司;日立金融公司;丰田金融服务;通用汽车金融公司;摩根大通公司;大众汽车金融私人有限公司;第一资本;盟友金融公司;戴姆勒股份公司

汽车贷款市场新闻以及近期发展

企业在汽车贷款市场上采取并购等无机和有机策略。下面列出了最近的一些关键市场动态:

  • 2023 年 5 月,印度领先的私营部门银行 HDFC Bank 宣布推出大型银行‘车贷梅拉’横跨印度北部。哈里亚纳邦、喜马偕尔邦和昌迪加尔的 300 多家银行分行与领先的汽车品牌和区域经销商合作举办了大规模贷款活动。

[资料来源:HDFC 银行,公司网站]

  • 2023年5月,二手车经销商双日株式会社收购了二手车批发和零售企业Albert Automotive Holdings Pty Ltd,以扩大其在国内外的业务范围

[来源:双日株式会社、公司网站]

  • 2021 年 8 月,塔塔汽车与 Sundaram Finance 合作,提供独家向选择购买其各种乘用车的客户提供优惠。根据与塔塔汽车公司的合作,Sundaram Finance 同意为新颖的“Forever”系列汽车提供 6 年期贷款,并提供 100% 融资,这需要最低首付。

[来源:塔塔汽车公司网站]

汽车贷款市场报告覆盖范围和范围可交付成果

汽车贷款市场预测是根据各种二级和一级研究结果进行估计的,例如主要公司出版物、协会数据和数据库。市场报告“汽车贷款市场规模和预测(2021年和2031年)”提供了对以下领域市场的详细分析-

  • 市场规模和预测对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 主要未来趋势。
  • 详细的 PEST 和分析SWOT 分析
  • 全球和区域市场分析,涵盖主要市场趋势、主要参与者、法规和最新市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、主要参与者和最新发展。
  • 详细的公司简介。
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What will be the market size for the global car loan market by 2031?

The global car loan market is expected to reach US$ 2,139.17 billion by 2031.

Which are the key players holding the major market share of the car loan market?

The key players holding majority shares in the global car loan market are Ford Motor Company, Bank of America Corporation, Hitachi Capital Corporation, Toyota Financial Services, and General Motors Financial Company, Inc.,

What are the future trends of the global car loan market?

Implementation of technologies in existing product lines is anticipated to play a significant role in the global car loan market in the coming years.

What are the driving factors impacting the global car loan market?

The increase in demand for cars and increasing disposable income are the major factors that propel the global car loan market.

What is the estimated market size for the global car loan market in 2023?

The global car loan market was estimated to be US$ 1,184.37 billion in 2023 and is expected to grow at a CAGR of 7.7 % during the forecast period 2023 - 2031.

  • Ford Motor Company
  • Bank of America Corporation
  • Hitachi Capital Corporation
  • Toyota Financial Services
  • General Motors Financial Company, Inc.
  • JPMorgan Chase & Co.
  • Volkswagen Finance Private Limited
  • Capital One
  • Ally Financial Inc.
  • Daimler AG

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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