汽车贷款市场分析及预测(按规模、份额、增长、趋势)2031

  • Report Code : TIPRE00039077
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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汽车贷款市场规模预计将从 2023 年的 11,843.7 亿美元增长到 2031 年的 21,391.7 亿美元;预计 2023 年至 2031 年的复合年增长率7.7%。由于当前的汽车贷款市场趋势及其在预测期内可预见的影响,汽车贷款市场具有增长前景。汽车贷款市场是一个庞大且不断扩大的行业。汽车贷款市场的增长是由于汽车需求增加和可支配收入增加等因素。电动汽车的推出和汽车的高更换率为汽车贷款市场的增长提供了有利可图的机会。然而,高利率抑制了市场的增长。

 

汽车贷款市场分析

 

拥有汽车曾经是身份的象征,但近来却成为一种必需品。因此,消费者对拥有汽车的偏好日益增长,是全球汽车普及的一个重要因素。疫情过后,汽车贷款发生了重大变化。许多发展中国家消费者的可支配收入大幅增加。因此,对汽车的需求增加,带来了对汽车贷款的需求增加。传统和手动方法不足以满足这种贷款需求,数字化正在迅速取代传统方法,将处理贷款所需的时间从几天缩短到几分钟。数字技术的广泛应用为汽车贷款提供了快速简便的贷款流程。

 

汽车贷款行业概览

 

  • 汽车贷款是一种以汽车本身作为抵押的担保贷款。贷款机构为二手车和新车提供汽车贷款。
  • 汽车贷款可通过信用合作社、银行和在线贷款机构获得,并且需要以车辆作为贷款的抵押。
  • 汽车贷款是一种融资方式,可以帮助人们购买汽车并分期偿还贷款。
  • 由于主要市场参与者在贷款产品方面不断创新,预计预测期内汽车贷款市场将会增长。

 

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汽车贷款市场:

Car Loan Market
  • 获取此报告的关键市场趋势。
    这个免费样品将包括数据分析,从市场趋势到估计和预测。

 

 

汽车贷款市场驱动因素

 

电动汽车的普及为汽车贷款市场提供机会

  • 由于对制造厂的投资不断增加,电动汽车的需求从 2021 年开始以更快的速度增长。电动汽车需求的增长主要归因于对低排放汽车的需求不断增加,而通过补贴和退税等方式对零排放汽车的支持性法规不断增加,迫使制造商在全球范围内提供电动汽车。
  • 根据《全球电动汽车展望》,2021 年电动汽车(包括全电动和插电式混合动力汽车)的销量增长至创纪录的 660 万辆。根据同一报告,在中国,2021 年电动汽车销量大幅增长至 330 万辆,约占全球总销量的一半。欧洲的电动汽车销量也强劲增长了 65%,达到 230 万辆,而美国的电动汽车销量在 2021 年翻了一番,达到 63 万辆。
  • 巴贾杰汽车宣布投资 4000 万美元在印度建造电动汽车工厂,年产能为 50 万辆电动汽车。
  • 因此,电动汽车产量的不断增长为汽车贷款市场的增长提供了有利可图的机会。

 

汽车贷款市场报告细分分析

 

  • 根据类型,汽车贷款市场分为新车和二手车。预计新车市场将在 2023 年占据相当大的汽车贷款市场份额。
  • 由于消费者可支配收入的增加和生活水平的提高增加了汽车贷款的需求,预计新车市场在预测期内也将保持最高的复合年增长率。

 

汽车贷款市场份额按地区分析

 

汽车贷款市场的范围主要分为五个地区——北美、欧洲、亚太、中东和非洲以及南美。亚太地区正在经历快速增长,预计将占据相当大的汽车贷款市场份额。该地区的显著经济发展、人口增长以及对风险管理和保险政策的日益关注促进了该地区市场的增长。对电动汽车的需求不断增长进一步创造了对汽车贷款的需求。根据国际可再生​​能源机构的报告,到 2025 年,东南亚道路上所有车辆中约有 20% 将采用电动汽车,其中包括 5900 万辆两轮车和三轮车以及 890 万辆四轮车。此外,2021 年 4 月,印度尼西亚政府设定了一个采用电动汽车的目标,到 2025 年,电动汽车的产量将占所有国内汽车的 20%,即约 40 万辆电动汽车。

 

 

汽车贷款市场区域洞察

Insight Partners 的分析师已详细解释了预测期内影响汽车贷款市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的汽车贷款市场细分和地理位置。

Car Loan Market
  • 获取汽车贷款市场的区域特定数据

汽车贷款市场报告范围

报告属性细节
2023 年的市场规模11843.7亿美元
2031 年市场规模21391.7亿美元
全球复合年增长率(2023 - 2031)7.7%
史料2021-2023
预测期2023-2031
涵盖的领域按类型
  • 新车
  • 二手车
按车型
  • 越野车
  • 掀背车
  • 轿车
按提供商
  • 银行
  • 原始设备制造商
  • 信用合作社
覆盖地区和国家北美
  • 我们
  • 加拿大
  • 墨西哥
欧洲
  • 英国
  • 德国
  • 法国
  • 俄罗斯
  • 意大利
  • 欧洲其他地区
亚太
  • 中国
  • 印度
  • 日本
  • 澳大利亚
  • 亚太其他地区
南美洲和中美洲
  • 巴西
  • 阿根廷
  • 南美洲和中美洲其他地区
中东和非洲
  • 南非
  • 沙特阿拉伯
  • 阿联酋
  • 中东和非洲其他地区
市场领导者和主要公司简介
  • 福特汽车公司
  • 美国银行公司
  • 日立资本公司
  • 丰田金融服务
  • 通用汽车金融有限公司
  • 摩根大通公司
  • 大众汽车金融私人有限公司
  • 第一资本
  • Ally Financial Inc.

 

汽车贷款市场参与者密度:了解其对业务动态的影响

汽车贷款市场正在快速增长,这得益于终端用户需求的不断增长,而这些需求又源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。

市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。

在汽车贷款市场运营的主要公司有:

  1. 福特汽车公司
  2. 美国银行公司
  3. 日立资本公司
  4. 丰田金融服务
  5. 通用汽车金融有限公司

免责声明上面列出的公司没有按照任何特定顺序排列。


Car Loan Market

 

  • 了解汽车贷款市场顶级关键参与者概况

 

“汽车贷款市场分析”是根据类型、汽车类型、供应商和地理位置进行的。根据类型,市场分为新车和二手车。根据汽车类型,汽车贷款市场分为 SUV、掀背车和轿车。根据供应商,市场分为银行、OEM、信用合作社和其他。根据地理位置,市场分为北美、欧洲、亚太地区、中东和非洲以及南美。

 

汽车贷款市场新闻及最新发展

 

汽车贷款市场中,各公司采取并购等无机和有机战略。以下列出了一些近期的关键市场发展:

  • 2023 年 5 月,印度领先的私营银行 HDFC 银行宣布在北印度推出大型“汽车贷款 Mela”。哈里亚纳邦、喜马偕尔邦和昌迪加尔的 300 多家银行分支机构与领先的汽车品牌和地区经销商合作举办了大规模的贷款活动。

[来源:HDFC 银行,公司网站]

  • 2023 年 5 月,二手车经销商双日株式会社收购了二手车批发和零售企业 Albert Automotive Holdings Pty Ltd,以扩大其在国内外市场的影响力。

[来源:双日株式会社,公司网站]

[来源:塔塔汽车,公司网站]

 

汽车贷款市场报告范围及交付成果

 

汽车贷款市场预测是根据各种二手和一手研究结果估算的,例如主要公司出版物、协会数据和数据库。市场报告“汽车贷款市场规模和预测(2021-2031 年)”对市场进行了详细分析,涵盖以下领域:

  • 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 未来的主要趋势。
  • 详细的 PEST 和 SWOT 分析
  • 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
  • 行业格局和竞争分析包括市场集中度、热图分析、关键参与者和最新发展。
  • 详细的公司简介。
  • Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
  • PEST and SWOT Analysis
  • Market Size Value / Volume - Global, Regional, Country
  • Industry and Competitive Landscape
  • Excel Dataset
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


Which are the key players holding the major market share of the car loan market?

The key players holding majority shares in the global car loan market are Ford Motor Company, Bank of America Corporation, Hitachi Capital Corporation, Toyota Financial Services, and General Motors Financial Company, Inc.,

What will be the market size for the global car loan market by 2031?

The global car loan market is expected to reach US$ 2,139.17 billion by 2031.

What is the estimated market size for the global car loan market in 2023?

The global car loan market was estimated to be US$ 1,184.37 billion in 2023 and is expected to grow at a CAGR of 7.7 % during the forecast period 2023 - 2031.

What are the future trends of the global car loan market?

Implementation of technologies in existing product lines is anticipated to play a significant role in the global car loan market in the coming years.

What are the driving factors impacting the global car loan market?

The increase in demand for cars and increasing disposable income are the major factors that propel the global car loan market.

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  • Ford Motor Company
  • Bank of America Corporation
  • Hitachi Capital Corporation
  • Toyota Financial Services
  • General Motors Financial Company, Inc.
  • JPMorgan Chase & Co.
  • Volkswagen Finance Private Limited
  • Capital One
  • Ally Financial Inc.
  • Daimler AG

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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.