基于(关键地区、市场参与者、规模和份额)的数字银行平台市场 - 到 2031 年的预测

  • Report Code : TIPRE00006157
  • Category : Technology, Media and Telecommunications
  • Status : Published
  • No. of Pages : 162
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数字银行平台市场规模预计将从 2018 年的 31.7 亿美元增至 2027 年的 86.7 亿美元;预计 2019 年至 2027 年市场复合年增长率将达到 12.1%。

以客户为中心的解决方案通过改善服务和快速响应客户来帮助银行提高客户忠诚度查询。银行注重实施客户保留政策并通过有效沟通获取新消费者。数字银行平台的全渠道功能可帮助银行促进跨多种渠道(包括语音、网络和移动)的个性化对话。它允许银行在所有接触点与客户互动。端到端的客户旅程和活动跟踪有助于创建每个消费者的整体形象。对于金融服务组织而言,数字银行提供的定制服务可实现收入增长 5% 至 15% 的规模。消费者希望交易能够快速高效地完成,这使得数字银行服务使用起来更加可靠和高效。

数字银行平台市场的扩张受到以下因素的推动:互联网用户数量的增加以及从传统银行向网上银行的转变。此外,为了实现更大的可扩展性,越来越多地采用基于云的平台,推动了数字银行平台市场的增长。数字借贷平台的安全性和合规性困难阻碍了数字银行平台行业的扩张。此外,数字银行平台行业可能会受益于数字银行平台中机器学习和人工智能的使用增加,以及创新银行服务和企业投资者的增加。

数字银行平台市场可能会见证私人和公共资本持有者在开发复杂、先进和基于网络的企业银行应用程序、定制银行服务和移动银行方面进行积极投资。预测期内友好的银行平台。数字银行平台也吸引了世界各地风险投资公司的关注。例如,开发数字银行产品的金融科技公司 Narmi 报告于 2021 年 2 月完成了 2040 万美元的 A 轮投资。Picus Capital GmbH、Patriot Financial Partners, LP、Firebolt Ventures 和 Contour Venture Partners本轮投资方由知名风险投资公司 New Enterprise Associates (NEA) 领投。本轮融资包括来自 Brex Inc.、Expanse Inc.、Plaid Inc. 和其他著名初创公司的高管。该公司还计划提供业内最流畅、最全面、最开放的数字银行平台。

战略洞察 –数字银行平台市场

数字银行平台市场份额:按地区划分

世界上许多最大的银行都位于北美,这是推动数字银行平台市场的主要推动力。为了从遗留系统过渡到数字系统,该地区的数字银行供应商正在提供软件即服务。例如,Temenos 使美国新的数字银行能够在 90 天内上线,提供功能最丰富、技术最先进的从前到后的 SaaS 数字银行产品。由于区块链技术的接受度不断提高,许多公司正在使用数字银行系统,这增强了安全性,特别是在 BSFI 行业。这方面正在推动该地区的数字银行平台市场向前发展。许多公司正在开发基于区块链的云数字银行平台。 ??         

数字银行平台市场细分

数字银行平台市场根据类型和类型进行细分部署。根据类型,数字银行平台市场分为企业银行业务和零售银行业务。根据部署,数字银行平台市场分为云平台和本地平台。零售银行在全球数字银行平台市场中贡献了相当大的份额。全球范围内的数字革命改变了银行业格局以及客户行为和期望。金融科技、开放银行、支付服务指令和 SWIFT 标准等新的生态系统参与者正在全球银行业中不断涌现,并提供创新的技术解决方案。 2018 年,按部署类型划分,本地部署是领先的细分市场;然而,基于云的数字银行平台预计在 2019 年至 2027 年将以更高的复合年增长率增长。

基于部署的见解

数字银行平台市场按部署分为云平台和本地平台。计划对数字银行平台进行大量投资的公司预计将通过快速采用基于云的解决方案转向现代平台。由于可靠性和低成本,该地区众多中小企业正在采用基于云的数字银行平台;它还降低了 IT 要求和物理存储,并显着节省成本。云使运营更加灵活,各大企业纷纷采用云解决方案。云的大量采用主要是由云提供商的存在推动的,这些提供商提供价格实惠、免费且快速设置的基于订阅的模型。



 

数字银行平台市场的一些主要参与者包括 Appway AG; CREALOGIX 控股公司; EdgeVerve 系统有限公司;费瑟夫公司;甲骨文公司; SAP 系统公司;索普拉·斯特里亚;塔塔咨询服务有限公司; Temenos 总部 SA;

数字银行平台市场的参与者主要专注于开发先进、高效的产品。数字银行平台市场公司正在实施各种策略,以适应市场的技术进步。

  • 2019 年,科威特 Al Ahli 银行与 EdgeVerve 合作,机器人过程自动化。通过此次合作,该公司将能够使用 AssistEdge 机器人流程自动化。
  • 2019 年,BADF 与 Sopra Banking Software 建立了合作伙伴关系。作为合作伙伴,Sopra 将支持公司的产品发布。
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

The List of Companies - Digital Banking Platform Market

  1. Appway AG
  2. CREALOGIX Holding AG
  3. EdgeVerve Systems Limited
  4. Fiserv, Inc.
  5. Oracle Corporation
  6. SAP SE
  7. Sopra Steria
  8. Tata Consultancy Services Limited
  9. Temenos Headquarters SA
  10. Worldline SA

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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