抵押贷款/贷款经纪市场基于(主要地区、市场参与者、规模和份额)- 预测至 2031 年

  • Report Code : TIPRE00039054
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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Mortgage/Loan Broker Market Size Analysis to 2031

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抵押/贷款经纪人市场规模和趋势

抵押/贷款经纪人市场规模预计将从 2023 年的 2,973 亿美元增长到 2031 年的 9,312.4 亿美元;预计 2023 年至 2031 年复合年增长率将达到 15.3%。抵押/贷款经纪人市场趋势包括有利的法规、客户忙碌的生活方式以及对具有成本效益的服务的需求。

< strong>抵押/贷款经纪人市场分析

抵押/贷款经纪人行业正在拥抱数字化,以增强客户服务并扩大其全球影响力。这包括贷款经纪人可以更好地接触大量贷款人,从而增加客户获得良好的贷款交易。节省时间和精力的需求日益增长,预计将推动预测期内抵押/贷款经纪人市场的增长。

抵押/贷款经纪人行业概述

  • 抵押/贷款经纪人是充当贷方和公司之间中介的专家。贷款人是授权贷款的人,公司是寻求借钱的人。
  • 抵押贷款/贷款经纪人向借款人提供来自不同贷款人的各种贷款。经纪人寻找客户对新产品或业务推出所需的最佳财务利率和条款。他们与贷方讨价还价,以获得贷款批准或找到其他合适的选择。
  • 全球客户对贷款的需求不断增长,正在推动预测期内的市场增长。

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抵押/贷款经纪人市场驱动因素和机遇

抵押/贷款经纪人节省借款人的精力和时间< /p>

  • 抵押/贷款经纪人帮助客户找到利率较低的最佳贷方,这可以节省时间并提供大量工作。抵押/贷款经纪人有定期联系,他们经常与贷款人就报价相关事宜进行沟通,找到理想的贷款人,并为客户节省时间。此外,他们还处理所有与贷款相关的文件,这也有助于节省精力和时间。因此,在预测期内推动市场。
  • 此外,由于有合适的经纪人,消费者无需担心任何与贷款相关的法律工作,该经纪人能够有效处理所有立法事宜文档工作。

抵押/贷款经纪人市场报告细分分析

  • 根据应用,抵押/贷款经纪人市场细分为住房贷款、商业和工业贷款、车辆贷款、政府贷款等。
  • 预计到 2030 年,住房贷款细分市场将占据重要的抵押贷款/贷款经纪人市场份额。住房是许多个人和家庭最重要的目标,这鼓励个人存钱以支付首付款或有资格获得抵押贷款。对住房的需求不断增长,增加了全球个人对住宅房地产贷款的需求,从而推动了这一领域的发展。

按地理位置划分的抵押贷款/贷款经纪人市场份额分析

抵押/贷款经纪人市场报告的范围主要分为五个地区 - 北美、欧洲、亚太地区、中东和非洲。非洲、南美洲。北美正在经历快速增长,预计将占据重要的抵押/贷款经纪人市场份额。存在大量服务提供商,例如美国银行;加拿大皇家银行; Truist 金融公司; PennyMac 贷款服务有限责任公司;卡塔尔国家银行;和渣打银行有限公司;除其他外。这些参与者不断提供低利率贷款。此外,宏观经济形势的改善和资本市场的增长正在预测期内推动市场发展。

抵押贷款/贷款经纪人市场报告范围

“抵押贷款” /贷款经纪人市场分析”是根据企业规模、应用、最终用户和地理位置进行的。就企业规模而言,抵押/贷款经纪人市场分为大型企业和小型企业(SME)。根据应用,市场分为住房贷款、商业和工业贷款、车辆贷款、政府贷款等。根据最终用户,抵押/贷款经纪人市场分为企业和个人。按地区划分,抵押/贷款经纪人市场分为北美、欧洲、亚太地区 (APAC)、中东和非洲。非洲 (MEA) 和南美洲 (SAM)。

报告属性

详细信息

2023年市场规模

2973.3亿美元

2031 年市场规模

9312.4 亿美元

全球复合年增长率(2023-2031)

< p>15.3%

实际数据

2021  2023

预测周期

2024 年  2031 年

报告覆盖范围

市场规模和预测(美元)、市场驱动因素和预测趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

细分市场

企业规模(大型企业和中小企业 (SME));申请(住房贷款、商业和工业贷款、车辆贷款、政府贷款等);最终用户(企业和个人) ;和地理

区域覆盖范围

北美、欧洲、亚太地区、南美、中东和非洲

国家覆盖范围

美国、加拿大、墨西哥、英国、德国、法国、俄罗斯、意大利、中国、印度、日本、韩国、澳大利亚、沙特阿拉伯、阿联酋、南非、巴西、阿根廷

市场领导者和主要公司简介

美国银行、加拿大皇家银行、法国巴黎银行、Truist Financial Corp、三菱日联金融集团、PennyMac Loan Services, LLC、卡塔尔国家银行;渣打银行有限公司;摩根大通公司;和 Ally Financial Inc

抵押/贷款经纪人市场新闻和最新动态

抵押贷款/贷款经纪人市场预测是根据各种二次和主要研究结果进行估计的,例如主要公司出版物、协会数据和数据库。公司在抵押/贷款经纪人市场上采取无机和有机策略,例如并购。下面列出了最近的一些主要市场动态:

  • 2024 年 3 月,BCA 向寻找住房的新家庭提供 2.67% 的特别抵押贷款利率。 [资料来源:BCA,公司网站]
  • 2023 年 11 月,浙商银行和永丰银行担任基汇资本管理资产 1.33 美元(12.4 亿元人民币)俱乐部贷款融资的绿色贷款协调人。 [资料来源:基汇资本,公司网站]
  • 2023 年 5 月,摩根大通与公司从联邦存款保险公司 (FDIC) 收购了第一共和银行的资产,以推进其财富战略。摩根大通Co 收购了约 1,730 亿美元贷款和约 300 亿美元证券的大部分股份。 [资料来源:摩根大通和摩根大通Co, Company Website]
  • 2023 年 2 月,卡塔尔国家银行宣布承诺通过其 QNB 住房机会计划向中低收入个人提供 300 万美元的第一抵押贷款资金。 [资料来源:卡塔尔国家银行,公司网站]
  • 2022 年 8 月,美国银行宣布为首次购房者推出新的抵押贷款解决方案,提供银行提供的首付,且无需支付成交费用。社区负担得起的贷款解决方案适用于美国人口普查所定义的夏洛特、达拉斯、底特律、洛杉矶和迈阿密的黑人/非裔美国人和西班牙裔拉丁裔社区的房产。 [资料来源:美国银行公司,公司网站]
  • 2022 年 1 月,PennyMac Loan Services, LLC 宣布将其经纪直接部门更名为 Pennymac TPO。该公司帮助其经纪商和非授权代理合作伙伴通过扩展他们的专业知识、资源和权力来寻找发展业务的新方法。该公司计划推出下一代技术平台 POWER+,让经纪商能够更快地控制和获得专家建议、指导和实时参与,从而为客户和推荐合作伙伴提供出色的体验。 [资料来源:PennyMac Loan Services, LLC,公司网站]

抵押贷款/贷款经纪人市场报告覆盖范围和范围可交付成果

关于“抵押/贷款经纪人市场规模和预测(2021 年 - 2031 年)”的市场报告,提供了涵盖以下领域的市场的详细分析 -

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  • 市场规模和市场规模对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 主要未来趋势。
  • 详细的 PEST 和分析SWOT 分析
  • 全球和区域市场分析,涵盖主要市场趋势、关键参与者、法规和近期市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者、近期发展。
  • 详细的公司简介。
  • Report Coverage
    Report Coverage

    Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

    Segment Covered
    Segment Covered

    This text is related
    to segments covered.

    Regional Scope
    Regional Scope

    North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

    Country Scope
    Country Scope

    This text is related
    to country scope.

    Frequently Asked Questions


    What are the driving factors impacting the global mortgage/loan broker market?

    Rising demand for homeownership, complexity of mortgage products, and growing digitalization are the major factors that propel the global mortgage/loan broker market.

    Which are the key players holding the major market share of the mortgage/loan broker market?

    The key players holding majority shares in the global mortgage/loan broker market are Bank of America Corp; Royal Bank of Canada; BNP Paribas SA; Truist Financial Corp; and PennyMac Loan Services, LLC;

    What will be the market size for the global mortgage/loan broker market by 2031?

    The global mortgage/loan broker market is expected to reach US$ 931.24 billion by 2031.

    What are the future trends of the global mortgage/loan broker market?

    Favorable regulations and the busy lifestyle of customers are impacting the mortgage/loan broker, which is anticipated to play a significant role in the global mortgage/loan broker market in the coming years.

    What is the estimated market size for the global mortgage/loan broker market in 2023?

    The global mortgage/loan broker market was estimated to be US$ 297.33 billion in 2022 and is expected to grow at a CAGR of 15.3% during the forecast period 2023 - 2031.

    • Bank of America Corp
    • Royal Bank of Canada
    • BNP Paribas SA
    • Truist Financial Corp
    • Mitsubishi UFJ Financial Group Inc
    • PennyMac Loan Services, LLC
    • Qatar National Bank
    • Standard Chartered Bank Ltd
    • JPMorgan Chase & Co
    • Ally Financial Inc

    The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

    1. Data Collection and Secondary Research:

    As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

    Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

    1. Primary Research:

    The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

    For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

    A typical research interview fulfils the following functions:

    • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
    • Validates and strengthens in-house secondary research findings
    • Develops the analysis team’s expertise and market understanding

    Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

    • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
    • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

    Below is the breakup of our primary respondents by company, designation, and region:

    Research Methodology

    Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

    1. Data Analysis:

    Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

    • Macro-Economic Factor Analysis:

    We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

    • Country Level Data:

    Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

    • Company Profile:

    The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

    • Developing Base Number:

    Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

    1. Data Triangulation and Final Review:

    The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

    We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

    We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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