Retail Core Banking Systems Market Opportunities by 2031
Se prevé que el tamaño del mercado de sistemas bancarios básicos minoristas alcance los 55,07 mil millones de dólares para 2031 desde los 14,69 mil millones de dólares en 2023. Se espera que el mercado registre una tasa compuesta anual del 18% en 2023-2031.Es probable que los crecientes avances tecnológicos sigan siendo tendencias clave del mercado de sistemas bancarios centrales minoristas.
Análisis del mercado de sistemas bancarios básicos minoristas
Debido a la rápida adopción de tecnología de punta por parte del sistema bancario, el mercado global de soluciones de banca central minorista está creciendo significativamente y se prevé que lo haga en el futuro. Un sistema bancario central es una red de sucursales bancarias que permite a los clientes acceder a una variedad de servicios financieros y controlar sus cuentas desde cualquier lugar del mundo.
Además, los bancos y las empresas FinTech están aplicando la tecnología de la información (TI) para mejorar la sostenibilidad y el crecimiento de sus respectivos negocios. La tecnología bancaria central ofrece formas de satisfacer a los clientes, mejorar el rendimiento de las transacciones bancarias y adaptarse rápidamente a las necesidades comerciales cambiantes. La tecnología también permite a los bancos agilizar los procesos, reducir las demoras, mejorar la presentación de informes y el cumplimiento, y brindar un acceso sencillo a los clientes.
Descripción general del mercado de sistemas bancarios básicos minoristas
Los sistemas bancarios centrales minoristas brindan a los bancos las herramientas que necesitan para brindar un mejor servicio a sus clientes a través de canales digitales para banca personal o de consumo. Al permitir a los clientes acceder al crédito y mover dinero de forma segura, estas tecnologías mejoran la gestión del dinero de los clientes. El uso de sistemas de banca minorista ayuda a los bancos a obtener capital a costos baratos, establecer una clientela estable y mantener una gestión eficaz de las relaciones con los clientes (CRM), todo lo cual se prevé impulsará el mercado de sistemas bancarios centrales minoristas. Además, la creciente demanda de los consumidores de banca móvil y en red está respaldando la expansión del mercado.
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Mercado de sistemas bancarios básicos minoristas: perspectivas estratégicas
CAGR (2023 - 2031)18%- Tamaño del mercado 2023
US$ 14,69 mil millones - Tamaño del mercado 2031
US$ 55,07 mil millones
Dinámica del mercado
- Creciente preferencia de los clientes por la banca móvil y en red
- Los crecientes avances tecnológicos
- Aumento de la digitalización
Jugadores claves . Jugadores principales
- Corporación Oráculo
- SAP SE
- Tata Consultancy Services Limited
- Finastra Internacional Limitada
- Soluciones de banca de capital
- EdgeVerve Systems Limitado
- Servicios de información nacional de fidelidad, Inc.
- Fiserv, Inc.
- Mambu GmbH
- Temenos AG
Panorama regional
- América del norte
- Europa
- Asia-Pacífico
- América del Sur y Central
- Medio Oriente y África
Segmentación de mercado
Ofrecimiento- Soluciones y Servicios
Tipo de implementación- Nube y local
- El PDF de muestra muestra la estructura del contenido y la naturaleza de la información con análisis cualitativo y cuantitativo.
Impulsores y oportunidades del mercado de sistemas bancarios básicos minoristas
Creciente preferencia de los clientes por la banca móvil y por red
El crecimiento futuro en el mercado de soluciones de banca central minorista se atribuirá en gran medida a la creciente demanda de los clientes de banca móvil y neta. Con la ayuda de la banca móvil, los clientes pueden acceder y administrar sus cuentas bancarias, así como realizar otras tareas financieras utilizando sus dispositivos portátiles, como teléfonos inteligentes o tabletas. Un servicio bancario conocido como "net banking" permite a los usuarios acceder a una variedad de recursos bancarios y realizar transacciones financieras a través de Internet. Para garantizar operaciones de canal más fluidas, la solución de banca central minorista se utiliza para vincular los servicios bancarios netos con los canales operativos convencionales del banco.
Aumento de la digitalización
El crecimiento futuro en el mercado de soluciones de banca central minorista se atribuye en gran medida a la creciente digitalización de la industria bancaria. En el sector de banca, servicios financieros y seguros (BFSI), la "transformación digital" se refiere a la integración de tecnologías y tácticas digitales para mejorar las experiencias de los clientes, optimizar los procesos comerciales e impulsar la competitividad de la industria. La banca multicanal está respaldada por soluciones de banca central minorista, que brindan a los usuarios acceso a servicios a través de una variedad de canales, incluidos cajeros automáticos, aplicaciones móviles , banca en línea y más. Por lo tanto, se prevé que la creciente digitalización presente nuevas oportunidades para los actores del mercado de sistemas bancarios centrales minoristas durante el período de pronóstico.
Análisis de segmentación del informe de mercado de sistemas bancarios centrales minoristas
Los segmentos clave que contribuyeron a la derivación del análisis del mercado de sistemas bancarios centrales minoristas son la oferta y el tipo de implementación.
Oferta (soluciones y servicios), tipo de implementación (en la nube y local) y geografía
- Según la oferta, el mercado de sistemas bancarios centrales minoristas se divide en soluciones y servicios.
- Por tipo de implementación, el mercado se segmenta en nube y local. El segmento de la nube ocupó la mayor participación del mercado en 2023.
Análisis de participación de mercado de sistemas bancarios básicos minoristas por geografía
El alcance geográfico del informe de mercado de sistemas bancarios centrales minoristas se divide principalmente en cinco regiones: América del Norte, Asia Pacífico, Europa, Medio Oriente y África, y América del Sur/América del Sur y Central. En términos de ingresos, América del Norte representó la mayor cuota de mercado de sistemas bancarios centrales minoristas. Debido a los importantes avances tecnológicos en curso en las soluciones bancarias centrales y la adopción por parte de grandes empresas, como Canadian Western Bank y HSBC Holdings plc, se espera que el dominio persista durante el período proyectado.
Alcance del informe de mercado de sistemas bancarios básicos minoristas
| Atributo del informe | Detalles |
|---|---|
| Tamaño del mercado en 2023 | 14,69 mil millones de dólares |
| Tamaño del mercado para 2031 | 55,07 mil millones de dólares |
| CAGR global (2023 - 2031) | 18% |
| Información histórica | 2021-2022 |
| Período de pronóstico | 2024-2031 |
| Segmentos cubiertos | Ofreciendo
|
| Regiones y países cubiertos | América del norte
|
| Líderes del mercado y perfiles clave de empresas |
|
- El PDF de muestra muestra la estructura del contenido y la naturaleza de la información con análisis cualitativo y cuantitativo.
Noticias del mercado de sistemas bancarios básicos minoristas y desarrollos recientes
El mercado de sistemas bancarios centrales minoristas se evalúa mediante la recopilación de datos cualitativos y cuantitativos posteriores a la investigación primaria y secundaria, que incluye importantes publicaciones corporativas, datos de asociaciones y bases de datos. La siguiente es una lista de novedades en el mercado de los trastornos y estrategias del habla y el lenguaje:
- En abril de 2023, Oracle FS estaba actualizando el software bancario central de OMO Bank, con sede en Etiopía, en colaboración con Profinch, el socio de implementación FLEXCUBE de Oracle, e incorporando nuevas tecnologías contra el lavado de dinero (AML) y prevención de fraude.
(Fuente: Oracle, Comunicado de prensa)
- En octubre de 2023, una startup de tecnología financiera llamada Sopra Banking Software (SBS) presentó una plataforma bancaria central de software como servicio (SaaS) de vanguardia. Esta plataforma es una solución totalmente nativa de la nube habilitada para Al que opera en tiempo real.
Cobertura y entregables del informe de mercado de sistemas bancarios básicos minoristas
El informe “Tamaño y pronóstico del mercado de sistemas bancarios básicos minoristas (2021-2031)” proporciona un análisis detallado del mercado que cubre las siguientes áreas:
- Tamaño del mercado y pronóstico a nivel global, regional y nacional para todos los segmentos clave del mercado cubiertos bajo el alcance.
- Dinámica del mercado como impulsores, restricciones y oportunidades clave
- Tendencias clave del futuro
- Análisis FODA y PEST detallado/Las cinco fuerzas de Porter
- Análisis de mercado global y regional que cubre las tendencias clave del mercado, los principales actores, las regulaciones y los desarrollos recientes del mercado.
- Análisis del panorama industrial y de la competencia que cubre la concentración del mercado, análisis de mapas de calor, actores destacados y desarrollos recientes.
- Perfiles detallados de la empresa
Retail Core Banking Systems Market Report Scope
| Report Attribute | Details |
|---|---|
| Market size in | US$ 14.69 Billion |
| Market Size by | US$ 55.07 Billion |
| Global CAGR | 18% |
| Historical Data | 2021-2022 |
| Forecast period | 2024-2031 |
| Segments Covered |
By Oferta
|
| Regions and Countries Covered |
América del Norte
|
| Market leaders and key company profiles |
|
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
This text is related
to country scope.
Frequently Asked Questions
The global retail core banking systems market was estimated to be US$ 14.69 billion in 2023 and is expected to grow at a CAGR of 18% during the forecast period 2023 - 2031.
Growing customer preference for mobile and net banking and increasing digitalization are the major factors that propel the global retail core banking systems market.
Increasing technological advancements are anticipated to play a significant role in the global retail core banking systems market in the coming years.
The key players holding majority shares in the global retail core banking systems market are Oracle Corporation, SAP SE, Tata Consultancy Services Limited, Finastra International Limited, and Capital Banking Solutions.
The global retail core banking systems market is expected to reach US$ 55.07 billion by 2031.
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.
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