借记卡市场基于(主要地区、市场参与者、规模和份额)- 预测至 2031 年

  • Report Code : TIPRE00039094
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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借记卡市场规模及趋势

预计该规模将从2023年的956.7亿美元增长到2031年的1082.8亿美元;预计 2023 年至 2031 年复合年增长率为 1.6%。

借记卡市场分析

借记卡市场预测是根据各种二级和一级研究成果的基础,例如主要公司出版物、协会数据和数据库。借记卡市场的增长可归因于可访问性和便利性的提高、对现金依赖的减少、银行账户渗透率的提高、安全功能的改进、欺诈保护的增强以及与数字银行系统的结合。

预测期内的预计增长可归因于非接触式支付的广泛采用、普惠金融举措、政府主导的无现金举措的升级、个人财务管理功能的整合以及在线支出和电子商务的增长。预测期内借记卡市场的主要趋势包括数字货币的结合、定制预算工具的开发、改进的欺诈预防措施的应用、与开放银行系统的合并以及与金融科技公司建立合并和合作伙伴关系.

借记卡 行业概览

  • 借记卡市场的增长得益于借记卡市场的增长由于多种因素,现金的使用。全球各国政府和机构都在积极努力最大程度地减少现金交易,理由是洗钱风险、减少犯罪、减少逃税以及降低企业交易成本等优势。例如,英国《金融时报》2021 年 6 月发布的一份报告指出,现金支付将减少 35.0%,突显了当前数字支付的趋势,预计将推动借记卡市场的发展。
  • 借记卡市场的主要参与者是通过推出基于贴纸的借记卡产品来扩大客户群并增加收入。这些非接触式借记卡采用小贴纸的形式,可贴在多种设备上,包括智能手表、笔记本电脑和手机。例如,2022 年 11 月,印度金融机构 IDFC 宣布与印度国家支付公司 (NPCI) 合作推出印度首张贴纸借记卡 FIRSTAP。这种非接触式技术旨在提供无摩擦的数字交易,展示行业对以客户为中心的解决方案的责任。

借记卡市场驱动因素

不断发展的电子商务行业推动市场增长

  • 随着网上购物的日益普及,客户开始选择借记卡卡以促进无缝和安全的交易。借记卡与在线支付网关的结合进一步促进了电子商务的增长,特别是在后新冠时期,在线购物的趋势有所增强。值得注意的是,根据联合国贸易和发展会议(UNCTD)2022年4月的数据,2021年网上零售额达到2.9万亿美元,其中美国和中国占据大部分。因此,电子商务活动的增加继续推动借记卡市场的增长。

借记卡 市场报告细分分析

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  • 根据卡类型,借记卡市场分为经典卡、签名卡、白金卡、金卡等。到 2023 年,经典借记卡市场占有相当大的市场份额。
  • 经典借记卡可实现快速、轻松的支付,并提供银行提供的相关优惠。 Rupay、Mastercard、Visa 等各种服务提供商都提供此类借记卡。

    借记卡 市场区域分析< /strong>

    借记卡市场报告的范围主要分为五个地区——北美、欧洲、亚太地区、中东和非洲。非洲、南美洲。北美正在快速增长,预计到 2022 年将占据显着的借记卡市场份额。这种增长可以归功于该地区主要参与者的存在。此外,预计亚太地区在预测期内将以显着的复合年增长率增长。

    借记卡 市场报告范围

    < p>“借记卡市场分析”是根据卡类型和地理位置进行的。从卡类型来看,市场分为签名卡、白金卡、金卡等。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲和南美洲。

     

    < tr>

    报告属性

    详情

    2023年市场规模

    美元 956.7亿 span>

    2031 年市场规模

    < /td>

    美元 1082.8亿< /p>

    全球复合年增长率(2023-2031)

    1.6%

    实际数据

    2021年  2023年

    预测时期

    2024年  2031年

    报告覆盖范围

    市场规模和预测(美元)、市场驱动因素和预测趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

    涵盖的细分市场

    卡片类型和地理位置

    覆盖区域

    北美、欧洲、亚太地区、南美洲、MEA

    覆盖国家/地区

    美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本、澳大利亚;韩国;巴西;阿根廷;沙特阿拉伯;阿联酋;南非

    市场领导者和主要公司简介

    < /td>

    美国运通公司、美国银行公司、多伦多道明银行、桑坦德银行、花旗集团、PayU Global BV、富国银行和美国银行。公司、第一资本金融公司、摩根大通和有限公司和 Visa Inc.

     

    借记卡 市场新闻和最新动态

    公司在借记卡市场采取并购等无机和有机策略。以下列出了近期的一些关键市场动态:

     

    • 2022年9月,美国跨国投资银行摩根大通宣布收购Renovite Technologies推进开发下一代支付处理平台的目标。 Renovite Technologies 是一家总部位于美国的支付解决方案提供商,其专业知识与摩根大通增强支付服务的愿景相一致。

    (来源:摩根大通,公司网站)

    借记卡 市场报告覆盖范围和市场报告可交付成果

    市场报告“借记卡市场规模和预测(2021 年 - 2031 年)”提供了对以下领域市场的详细分析 -

    • 市场尺寸&对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
    • 市场动态,例如驱动因素、限制因素和关键机遇。
    • 主要未来趋势。
    • 详细的 PEST 和分析SWOT 分析
    • 全球和区域市场分析,涵盖主要市场趋势、关键参与者、法规和近期市场发展。
    • 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者和近期发展。
    • 详细的公司简介。

     

  • Report Coverage
    Report Coverage

    Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

    Segment Covered
    Segment Covered

    This text is related
    to segments covered.

    Regional Scope
    Regional Scope

    North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

    Country Scope
    Country Scope

    This text is related
    to country scope.

    Frequently Asked Questions


    Which are the key players holding the major market share of the Debit Card market?

    The key players holding majority shares in the global debit card market are Bank of America Corporation, JPMorgan Chase & Co., PayU Global BV, Banco Santander S.A., and Citigroup Inc.

    What will be the market size for the global debit card market by 2031?

    The global debit card market is expected to reach US$ 108.28 billion by 2031.

    What is the estimated market size for the global debit card market in 2023?

    The global debit card market was estimated to be US$ 95.67 billion in 2023 and is expected to grow at a CAGR of 1.6% during 2023 - 2031.

    What are the future trends of the global debit card market?

    Digital advancements in the debit card market to play a significant role in the global debit card market in the coming years.

    What are the driving factors impacting the global debit card market?

    The growing e-commerce industry and increasing initiatives by market players are the major factors that propel the global debit card market.

    • American Express Company
    • Bank of America Corporation
    • Toronto-Dominion Bank
    • Banco Santander S.A.
    • Citigroup Inc.
    • PayU Global BV
    • Wells Fargo & Company
    • Capital One Financial Corp.
    • JPMorgan Chase & Co.
    • Visa Inc.

    The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

    1. Data Collection and Secondary Research:

    As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

    Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

    1. Primary Research:

    The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

    For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

    A typical research interview fulfils the following functions:

    • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
    • Validates and strengthens in-house secondary research findings
    • Develops the analysis team’s expertise and market understanding

    Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

    • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
    • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

    Below is the breakup of our primary respondents by company, designation, and region:

    Research Methodology

    Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

    1. Data Analysis:

    Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

    • Macro-Economic Factor Analysis:

    We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

    • Country Level Data:

    Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

    • Company Profile:

    The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

    • Developing Base Number:

    Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

    1. Data Triangulation and Final Review:

    The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

    We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

    We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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