基于(关键地区、市场参与者、规模和份额)的汽车保险市场人工智能 - 到 2031 年的预测

  • Report Code : TIPRE00006900
  • Category : Technology, Media and Telecommunications
  • Status : Published
  • No. of Pages : 140
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[研究报告]2018年车险人工智能市场规模达10.4756亿美元,预计2019年至2027年复合年增长率为20.5%。

基于云的人工智能解决方案相对于各种业务功能的本地解决方案的渗透率不断提高,预计将推动汽车保险行业人工智能应用的增长。本地人工智能解决方案有时复杂、昂贵且难以由企业内部构建。由于庞大的基础设施和技术专业知识需求,并非每个中型企业,甚至在某种程度上甚至是大型企业都认为投资人工智能技术的内部开发和部署是可行的。

先进的功能和技术当今云平台不断发展的架构正在推动包括保险在内的每个垂直行业采用基于云的解决方案。初始投资低,成熟的云和服务托管模型、高级功能和按需变化是推动保险公司采用云解决方案的一些主要因素。云解决方案的投资不仅可以帮助公司扩大运营规模,还可以增强成本和生产力控制。除了这些因素之外,每个组织的业务需求也不同,因此他们需要定制解决方案,并且使用基于云的解决方案来满足这些特定需求被认为是全球大多数公司的最佳业务模式。预计所有这些因素将在 2019 年至 2027 年的预测期内推动汽车保险市场对基于云的人工智能解决方案的需求。

战略见解

人工智能的利润丰厚的区域汽车保险市场


市场洞察

人工智能最新趋势及应用,推动未来增长

全球汽车保险随着电动汽车和自动驾驶汽车领域的技术进步,行业正在经历转变。随着安全功能和无人驾驶技术的不断增强,预计汽车保险行业在未来几年可能会大幅萎缩。车险行业对全球保险业的贡献很大,车险公司要想在2019年至2027年的预测期内维持利润,就必须专注于产品和服务创新。人工智能可以实现的技术趋势很少。通过将技术集成到现有的产品和服务组合中,帮助保险公司和经纪人获利。其中一些主要趋势包括行为政策定价、客户体验个性化和个性化。承保范围和定制的索赔解决。随着客户中支持物联网(IoT)的设备数量不断增加,提供个性化服务的机会正在快速增长。行为政策定价利用定价平台中这些物联网传感器收集的个人数据。这为遵循安全说明的驾驶员提供了优势,因为他们只需支付更少的汽车保险费用,这也称为基于使用的保险。在聊天机器人的帮助下,人工智能还可以根据与客户地理位置、社交媒体、在线购买和其他因素相关的数据,为客户提供无缝的购买体验。定制保险或按需保险是另一个好处,客户可以通过它获得某些特定事件/项目的定制保险。借助虚拟理赔员和在线界面,人工智能帮助客户更快、更高效地解决理赔。人工智能的所有这些优势也有助于减少欺诈事件。因此,随着人工智能在汽车保险行业的各种功能和即将到来的应用,预计在2019年至2027年的预测期内,汽车保险市场的人工智能将出现巨大的增长。

提供市场洞察

汽车保险市场中的人工智能按产品分为基于使用的保险、按需保险和点对点保险。人工智能刺激经纪人、保单持有人和保险公司等各方的储蓄,融入保险行业内现有的转型。 Cuvva、Trov 和 Metromile 是负责解决完整保险购买流程的公司。

汽车保险市场中的人工智能,通过提供 – 2018年和2027年


应用市场洞察

全球人工智能在汽车保险市场中的应用已根据索赔评估、保单定价的应用进行了细分和聊天机器人。互联网能力的高度普及促进了先进技术的发展,以节省各方的时间和成本。

保险行业内的人工智能已经超越了传统的索赔管理流程,使其以最少的成本更快、更好。错误。新的索赔管理流程支持保险公司通过以最佳方式优化技术来实现更好的索赔管理。创新的索赔评估流程有利于实时提问和索赔。第一时间答复服务、预评估索赔,同时自动化损失评估流程、预测索赔量模式、借助丰富的数据分析自动检测索赔欺诈,并增强损失分析。在理赔管理流程中采用人工智能和机器学习有可能使保险公司和保险公司受益,从而显着节省处理成本和时间,并显着提高服务质量。

全球人工智能在汽车保险领域的应用:

汽车保险市场中的人工智能——按产品

  • 基于使用的保险
  • 按需保险
  • 点对点保险

汽车保险市场中的人工智能 -按应用划分

  • 索赔评估
  • 聊天机器人
  • 保单定价
  • < /ul>

    汽车保险市场中的人工智能 –按地理位置

    • 北美洲
      • 美国
      • 加拿大
      • 墨西哥
    • < li>欧洲
      • 法国
      • 德国
      • 意大利
      • 西班牙
      • 英国
      • 其他欧洲
    • 亚太地区 (APAC)
      • 澳大利亚
      • 中国
      • 印度
      • 日本
      • 亚太地区其他地区
    • 中东和中东地区非洲 (MEA)
      • 沙特阿拉伯
      • 阿联酋
      • 南非
      • 中东和非洲其他地区
    • 南美洲 (SAM)
      • 巴西
      • SAM 的其他地区

    公司

    • 蚂蚁金服
    • CCC Information Services Inc.
    • Claim Genius Inc.
    • Clearcover, Inc.< /li>
    • 微软公司
    • GEICO
    • ICICI Lombard General Insurance Company Limited。
    • Nauto, Inc.
    • Solaria Labs (利宝互助保险公司)
    • 进步公司
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

The List of Companies

  1. ANT Financial Services Group
  2. CCC Information Services Inc.
  3. Claim Genius
  4. Clearcover, Inc.
  5. GEICO Corporation
  6. ICICI Lombard
  7. Microsoft Corporation
  8. Nauto
  9. Progressive Casualty Insurance Company
  10. Solaria Labs.

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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