Mercado de seguros de enfermedades críticas: mapeo competitivo y perspectivas estratégicas para 2030

  • Report Code : TIPRE00011932
  • Category : Banking, Financial Services, and Insurance
  • Status : Data Released
  • No. of Pages : 150
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Tamaño y tendencias del mercado de seguros para enfermedades críticas

Se espera que el tamaño del mercado de seguros para enfermedades críticas crezca desde 240.700 millones de dólares en 2023 a 562.900 millones de dólares en 2031; se prevé que se expandirá a una tasa compuesta anual del 11,2 % de 2023 a 2031. Se espera que la creciente incidencia de enfermedades graves como enfermedades cardíacas, cáncer y accidentes cerebrovasculares impulse el crecimiento del mercado de seguros de enfermedades críticas.

Análisis del mercado de seguros para enfermedades críticas

Varios factores clave están impulsando el mercado de seguros para enfermedades críticas. En primer lugar, existe una creciente conciencia entre las personas y los pacientes sobre los beneficios del seguro de enfermedades críticas, lo que lleva a un aumento de la demanda de coberturas para aliviar los costos de tratamiento y recuperación. La creciente frecuencia de enfermedades críticas como ataques cardíacos, accidentes cerebrovasculares y cáncer también es un importante impulsor del mercado.

Crítico Mercado de seguros de enfermedades

Descripción general

  • El seguro de enfermedades críticas es un tipo de plan de seguro que proporciona un pago global o beneficios mensuales en caso de un futuro diagnóstico de enfermedad grave. Este tipo de seguro está diseñado para complementar la cobertura de seguro médico existente al proporcionar fondos adicionales para satisfacer las demandas que surgen con emergencias de salud por enfermedades críticas.
  • La cobertura puede ayudar a financiar gastos no cubiertos por otros seguros. como gastos médicos, facturas del hogar y costos cotidianos que pueden surgir debido al diagnóstico de una enfermedad crítica.
  • Además, la creciente población geriátrica, los avances en la tecnología médica y las mejores tasas de supervivencia para enfermedades críticas están contribuyendo al crecimiento del mercado.

Perspectivas estratégicas

Mercado de seguros de enfermedades críticas Impulsores y oportunidades

La creciente incidencia de enfermedades críticas impulsará el crecimiento del mercado de seguros de enfermedades críticas

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  • La creciente aparición de enfermedades críticas como el cáncer, los accidentes cerebrovasculares y las enfermedades cardíacas es un importante impulsor del mercado. A medida que las personas se vuelven más conscientes de la carga fiscal asociada con estas enfermedades, aumenta la demanda de cobertura de seguro.
  • Según un informe de healthinsurance.org, la mayoría de las pólizas de enfermedades críticas cubren afecciones como un ataque cardíaco , accidente cerebrovascular, insuficiencia/trasplante de órganos y cánceres internos, entre otros. La Sociedad Estadounidense del Cáncer también destaca que cada año en Estados Unidos, más de 1,7 millones de personas son diagnosticadas con cáncer, lo que lo convierte en la segunda causa de muerte.
  • Así como la prevalencia de estas enfermedades críticas continúa aumentando, las personas están reconociendo la necesidad de protección financiera, lo que lleva a una mayor demanda de seguros para enfermedades críticas.

Análisis de segmentación del informe de mercado de seguros para enfermedades críticas

Detalles

Tamaño del mercado en 2023

240,7 mil millones de dólares

< p>Tamaño del mercado en 2031

562,9 mil millones de dólares

CAGR global (2023-2031)

11,2 %

Datos reales

2021-2023

Periodo de previsión

2024—2031

Cobertura del informe

Tamaño del mercado y pronósticos (US$), impulsores del mercado y perspectivas. Análisis de tendencias, análisis PEST, oportunidades clave, regionales y regionales. análisis de países, panorama competitivo, perfiles de empresas

Segmentos cubiertos

Tipo (Seguro de Enfermedad, Seguro Médico y Seguro de Protección de Ingresos); Aplicación (Cáncer, Infarto, Accidente Cerebrovascular y Otros); y geografía.

regiones cubiertas

América del Norte; Europa; Asia Pacífico; Sudamerica; y Oriente Medio y África

Países cubiertos

Estados Unidos; Canadá; México; REINO UNIDO; Alemania; Francia, Rusia, Italia; Porcelana; India; Japón; Australia; Corea del Sur; Brasil; Argentina; Arabia Saudita; Emiratos Árabes Unidos; Sudáfrica

Líderes del mercado y perfiles de empresas clave

Aegon NV; Allianz SE; Aviva plc; Axa SA; Seguros de Vida en China; China Pacific Insurance Co., Ltd.; Grupo Legal y General plc; OSE General Insurance Company Limited; Hacer ping a un seguro; y Prudential plc

Noticias del mercado de seguros de enfermedades críticas y desarrollos recientes

Las empresas adoptan estrategias inorgánicas y orgánicas como fusiones y adquisiciones en el mercado. El pronóstico del mercado de seguros para enfermedades críticas se estima en función de varios hallazgos de investigación primaria y secundaria, como publicaciones clave de la empresa, datos de asociaciones y bases de datos. A continuación se enumeran algunos desarrollos recientes clave del mercado:

  • En octubre de 2023, AXA Hong Kong y Macao (AXA) anunció el lanzamiento de su nuevo plan de enfermedades críticas, CareForAll Critical Illness Plan (“CareForAll”), brindando tranquilidad a las comunidades desatendidas que enfrentan riesgos para la salud. Con requisitos de suscripción relajados, CareForAll tiene como objetivo servir a los clientes que viven con enfermedades crónicas, el segmento de cabello plateado y los sobrevivientes de enfermedades críticas, permitiéndoles acceder a un seguro de enfermedades críticas según sea necesario.

[Fuente: AXA Hong Kong, sitio web de la empresa]

Cobertura y cobertura del informe de mercado de seguros para enfermedades críticas. Entregables

El informe de mercado sobre "Tamaño y pronóstico del mercado de seguros para enfermedades críticas (2021-2031)" proporciona un análisis detallado del mercado que cubre las siguientes áreas -

  • Tamaño del mercado y capacidad de mercado. pronóstico a nivel global, regional y nacional para todos los segmentos clave del mercado cubiertos bajo el alcance.
  • Dinámica del mercado, como impulsores, restricciones y oportunidades clave.
  • Tendencias futuras clave.
  • PEST y análisis detallados. Análisis FODA
  • Análisis de mercado global y regional que cubre tendencias clave del mercado, actores clave, regulaciones y desarrollos recientes del mercado.
  • Análisis del panorama industrial y de la competencia que cubre la concentración del mercado , análisis de mapas de calor, actores clave, desarrollos recientes.
  • Perfiles detallados de la empresa.
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What will be the market size for the critical illness insurance market by 2031?

The market is expected to reach US$ 562.9 billion by 2031.

Which are the key players holding the major market share of the critical illness insurance market?

The key players holding majority shares in the market are Aegon N.V.; Allianz SE; Aviva plc; Axa S.A.; and China Life Insurance.

What are the future trends of the critical illness insurance market?

The growing geriatric population is anticipated to play a significant role in the market in the coming years.

What are the driving factors impacting the critical illness insurance market?

The rising incidence of critical illnesses and the growing awareness among people are the major factors that propel the market.

What is the estimated market size for the critical illness insurance market in 2023?

The market was estimated to be US$ 240.7 billion in 2023 and is expected to grow at a CAGR of 11.2% during the forecast period 2023 - 2031.

The List of Companies

  • Aegon N.V.
  • Allianz SE
  • Aviva plc
  • Axa S.A.
  • China Life Insurance
  • China Pacific Insurance Co., Ltd.
  • Legal and General Group plc
  • SBI General Insurance Company Limited
  • Ping An Insurance
  • Prudential plc

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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