Rapporto sull’analisi delle dimensioni del mercato dei sistemi bancari core al dettaglio e dell’analisi delle quote | Previsioni 2031

  • Report Code : TIPRE00006768
  • Category : Technology, Media and Telecommunications
  • Status : Published
  • No. of Pages : 155
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[Rapporto di ricerca] Si prevede che il mercato dei sistemi bancari core al dettaglio crescerà da 6.529,83 milioni di dollari nel 2021 a 11.410,83 milioni di dollari entro il 2027. Si prevede che il mercato dei sistemi bancari core al dettaglio crescerà a un CAGR del 9,5% durante il periodo di previsione dal 2021 al 2027.

I sistemi bancari core al dettaglio sono soluzioni per il personal banking o il consumer banking che offrono alle banche la capacità di servire meglio i propri clienti attraverso i canali digitali . Queste soluzioni aiutano i clienti a gestire meglio il proprio denaro trasferendolo e depositandolo in modo sicuro e accedendo al credito. L’implementazione del sistema bancario al dettaglio consente alle banche di ottenere fondi a basso costo, costruire una base solida e mantenere un’efficiente gestione delle relazioni con i clienti (CRM), che dovrebbe stimolare la domanda per il mercato dei sistemi bancari al dettaglio. Inoltre, la crescente domanda da parte dei clienti di net banking e mobile banking sta rafforzando la crescita del mercato. Inoltre, la crescente concorrenza da parte di vari portafogli di pagamento mobile e altre tecnologie fintech sta spingendo le banche ad adottare soluzioni migliori che potrebbero offrire soluzioni di pagamento semplici ai clienti, il che dovrebbe guidare la crescita del mercato.

 

La crisi del COVID-19 sta colpendo le industrie di tutto il mondo e si prevede che l’economia globale subirà il colpo peggiore nel 2020 e probabilmente anche nel 2021. Tuttavia, il settore BFSI è ancora in forte espansione nel contesto della pandemia globale a causa dell’aumento del settore bancario digitale. L’impatto dell’epidemia di COVID-19 sulla crescita del mercato globale dei sistemi bancari core al dettaglio in vari paesi/regioni è descritto nelle sezioni seguenti. La maggior parte dei consumatori ha aumentato l'utilizzo dell'app di mobile banking e utilizza l'online banking in misura maggiore rispetto a prima dell'epidemia.

I fornitori che operano in Il mercato dei sistemi bancari core al dettaglio si concentra sul lancio di nuovi prodotti per mantenere il proprio vantaggio competitivo. Ad esempio, nell’ottobre 2020, Temenos AG ha lanciato Temenos Transact Data Hub. È una piattaforma SaaS (Software-as-a-Service) in tempo reale per il core banking. Inoltre, sulla base dell’identificazione e dell’analisi di molteplici attori del mercato, il mercato globale dei sistemi bancari core al dettaglio è ampiamente segmentato in offerta e implementazione. In base all’offerta, il mercato si divide in soluzioni e servizi. In base alla distribuzione, il mercato è classificato in on-premise e cloud.

Regioni redditizie nel mercato dei sistemi bancari core al dettaglio


Approfondimenti sul mercato dei sistemi bancari al dettaglio

Intensificazione della concorrenza nel settore bancario al dettaglio

Diversi aziende non tradizionali, inclusi rivenditori, fornitori di tecnologia o start-up Fintech, sono entrate nel mercato dei servizi bancari al dettaglio e sono orientate al consumatore, guidate dalla tecnologia e agili. Stanno utilizzando tecnologie innovative per offrire ai clienti una migliore convenienza, un servizio superiore e un accesso più semplice. Queste società emergono come forti concorrenti per le banche tradizionali prendendo di mira i segmenti più redditizi delle loro catene del valore, come i pagamenti mobili, o eliminando completamente le operazioni bancarie con l’introduzione del forex e dei prestiti peer-to-peer (P2P). Sebbene il numero di queste società non tradizionali sia attualmente limitato, alcune di esse hanno già acquisito una parte considerevole dell'attività bancaria tradizionale. Ad esempio, WeChatPay, una piattaforma cinese di messaggistica istantanea per pagamenti P2P e online, serve oltre 900 milioni di utenti attivi ogni mese. Alla fine del 2019, AliPay e WeChat hanno ampliato i propri servizi per consentire ai turisti stranieri di aggiungere le proprie carte di credito internazionali nel portafoglio mobile, consentendo loro di effettuare pagamenti mobili più facilmente nel paese.

< p>Offrire approfondimenti di mercato basati su

Il segmento dell'offerta è suddiviso in soluzioni e servizi. A causa dell’intensificarsi della concorrenza nel settore bancario al dettaglio, diverse banche stanno adottando sistemi bancari core al dettaglio per mantenere la propria quota di mercato e competere con potenziali nicchie nella catena del valore. Inoltre, le esigenze in rapida evoluzione dei clienti per operazioni bancarie semplici stanno spingendo le organizzazioni a implementare efficienti sistemi bancari core al dettaglio.


Mercato dei sistemi bancari core retail, per offerta - 2021 e 2027


Approfondimenti di mercato basati sull'implementazione

In base all'implementazione, il mercato dei sistemi bancari core al dettaglio dell'APAC è segmentato in basato su cloud e su -distribuzione in sede. I sistemi core banking al dettaglio basati su cloud stanno registrando una domanda elevata rispetto ai sistemi core banking al dettaglio on-premise. Il segmento cloud genera la maggior parte della domanda poiché è relativamente meno costoso e grazie alla forte infrastruttura di rete nei paesi sviluppati. Inoltre, i fornitori di sistemi bancari core al dettaglio basati su cloud sono fortemente concentrati sullo sviluppo di patch di sicurezza di alto livello al fine di eliminare il rischio di attacchi informatici. Questo fattore sta inoltre creando una domanda significativa da parte degli istituti finanziari, guidando così il mercato dei sistemi bancari core al dettaglio.

Approfondimenti strategici

Attori che operano nel settore Il mercato dei sistemi bancari core al dettaglio si concentra su strategie, come iniziative di mercato, acquisizioni e lanci di prodotti, per mantenere le proprie posizioni nel mercato dei sistemi bancari core al dettaglio. Alcuni sviluppi dei principali attori del mercato dei sistemi bancari core al dettaglio sono:

Nell'ottobre 2020, NEC ha acquisito Avaloq con un accordo da 2,2 miliardi di dollari. NEC attribuirà grande importanza alla costruzione di rapporti a lungo termine con Avaloq e ai suoi clienti e si concentrerà sull'offerta di nuove soluzioni che integrino il software Avaloq con le tecnologie NEC, comprese le soluzioni di autenticazione biometrica.

< p>Nell'agosto 2020, la Banca nazionale del Bahrein ha incaricato la società Infosys di trasformare digitalmente la propria attività di Transaction Banking.

Mercato dei sistemi bancari core al dettaglio: – offrendo

  • Soluzioni
  • Servizi


Mercato dei sistemi bancari core al dettaglio: in base alla distribuzione

  • Cloud
  • on-premise


Mercato dei sistemi bancari core al dettaglio: per area geografica

  • Nord America
    • Stati Uniti
    • Canada
    • Messico
  • < li>Europa
    • Francia
    • Germania
    • Russia
    • Regno Unito
    • Italia
    • Resto dell'Europa
  • Asia Pacifico (APAC)
    • Cina
    • India
    • Giappone
    • < li>Australia
    • Corea del Sud
    • Resto dell'APAC
  • MEA
    • Arabia Saudita
    • Emirati Arabi Uniti
    • Sudafrica
    • Resto del MEA
  • SAM
    • Brasile
    • Argentina
    • Resto del SAM


Mercato dei sistemi bancari core al dettaglio - Profili aziendali

  • Avaloq
  • FIS
  • Fiserv Inc
  • Infosys Ltd
  • Intellect Design Arena Ltd
  • Oracle Corporation
  • SAP SE
  • Sopra Steria
  • Tata Consultancy Services Limited
  • Temenos Headquarters SA
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


Which factor is driving the Retail Core Banking System market?

Several non-traditional companies-including retailers, technology providers, or Fintech start-ups have entered into the retail banking market, and they are consumer-oriented, technology-driven, and agile. They are using innovative technologies to offer customers better affordability, superior service, and easier access. These companies emerging as strong competitors for the traditional banks by targeting the most profitable segments of their value chains, such as mobile payments, or by completely eliminating banking operations with the introduction of peer-to-peer (P2P) forex and lending. Although the number of these non-traditional companies is limited at present, a few of them have already captured a considerable portion of the traditional banking business. For instance, WeChatPay, a Chinese instant messaging platform for P2P and online payments, serves over 900 million active users every month. In late 2019, AliPay and WeChat expanded their services to allow foreign tourists to add their international credit cards in the mobile wallet, enabling them to pay easier mobile payments in the country.

Which offering led the Retail Core Banking System market?

The solutions segment comprise of various systems offered by vendors operating in the marketplace, such as ATM technology, check processing, card/payments processing, electronic commerce solutions, customer accounts, and mortgages, among others. Features of core banking solutions include customer on-boarding, transactions management, calculation of interest, management of withdrawals and deposits, loans management and disbursal, accounts management, and CRM activities, among others. These solutions enable banks to gain better customer satisfactions by enabling them to have entire range of their banking products available from any location. Further, accessibility from numerous digital channels, such as web and mobile, is another significant advantage of retail core banking solutions.

What factors are providing opportunities for Retail Core Banking System market?

Several banks across the APAC region are still using their legacy core banking systems. However, the advent of new technologies such as application programming interfaces (APIs), cloud, and digital banking has resulted in significant shift in partnership preferences of banking institutes with fintechs. Moreover, increasing consumer expectations for real-time transaction processing from banks is resulting in new partnerships between banks and fintech companies. Moreover, the growing preference for private cloud is another significant opportunity for the retail banking software market players. Several players operating in the market are providing banks with innovative, economically priced cloud-ready solutions that compliant with open-banking. The replacement of legacy banking infrastructure with advanced banking systems provides lucrative market opportunities to the market players.

The List of Companies - Retail Core Banking System Market

  1. Avaloq
  2. Fiserv Inc
  3. Infosys Ltd
  4. Oracle Corporation
  5. SAP SE
  6. Sopra Steria
  7. Tata Consultancy Services Limited
  8. Temenos Headquarters SA
  9. Intellect Design Arena Ltd
  10. FIS

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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